Ace Handyman Services vs Koala Insulation

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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Ace Handyman Services
Home Services
Investment
$132K to $224K
Franchise fee
$70,000
Item 19 status
Cost Data Only
Units
367
Koala Insulation
Home Services
Investment
$195K to $242K
Franchise fee
$49,500
Item 19 status
Revenue Only
Units
385
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
MetricAce Handyman ServicesKoala Insulation
Franchise Fee
$70,000$49,500
Min Investment
$132K$195K
Max Investment
$224K$242K
Royalty Rate
6.0%6.5%
Ad Fund Rate
2.0%1.0%
Total Ongoing Burden
Royalty plus ad fund when available.
8.0%7.5%
Median Revenue (Item 19)
$496K$1.1M
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
27.9%50.7%
Payback Period
3.6 yrs2.0 yrs
Revenue per Dollar Invested
2.79x4.83x
Franchised Units
367385
1-Year Net Unit Change
27
Net Unit Growth Rate
0.7%2.1%
Net Closure Rate
Net closure proxy based on disclosed unit change.
N/AN/A
SBA Default Rate
11.1%20.8%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
9988
Average SBA Loan Size
$155K$228K
Item 19 Status
Cost Data OnlyRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • Ace Handyman Services opens at $132K to $224K, while Koala Insulation ranges from $195K to $242K.
  • Ace Handyman Services shows an Item 19 disclosure; Koala Insulation shows an Item 19 disclosure.
  • Ace Handyman Services has 367 franchised units versus 385 for Koala Insulation.

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Last updated: April 2026