Beef ‘O’ Brady’s® vs Krystal

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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Beef ‘O’ Brady’s®
Casual Dining
Investment
$813K to $1.5M
Franchise fee
$25,000
Item 19 status
Cost Data Only
Units
102
Krystal
Casual Dining
Investment
$470K to $2.2M
Franchise fee
$35,000
Item 19 status
Revenue Only
Units
143
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
MetricBeef ‘O’ Brady’s®Krystal
Franchise Fee
$25,000$35,000
Min Investment
$813K$470K
Max Investment
$1.5M$2.2M
Royalty Rate
5.0%5.0%
Ad Fund Rate
2.5%4.5%
Total Ongoing Burden
Royalty plus ad fund when available.
7.5%9.5%
Median Revenue (Item 19)
$1.6M$961K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
3.5%0.4%
Payback Period
28.9 yrs273.6 yrs
Revenue per Dollar Invested
1.39x0.73x
Franchised Units
102143
1-Year Net Unit Change
-813
Net Unit Growth Rate
-7.4%10.2%
Net Closure Rate
Net closure proxy based on disclosed unit change.
7.3%N/A
SBA Default Rate
0.0%0.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
121
Average SBA Loan Size
$821K$322K
Item 19 Status
Cost Data OnlyRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • Beef ‘O’ Brady’s® opens at $813K to $1.5M, while Krystal ranges from $470K to $2.2M.
  • Beef ‘O’ Brady’s® shows an Item 19 disclosure; Krystal shows an Item 19 disclosure.
  • Beef ‘O’ Brady’s® has 102 franchised units versus 143 for Krystal.

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Last updated: April 2026