CENTURY 21® vs G.J. Gardner Homes
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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CENTURY 21®
Real Estate
Investment
$35K to $466K
Franchise fee
$25,000
Item 19 status
Cost Data Only
Units
1,807
G.J. Gardner Homes
Real Estate
Investment
$151K to $348K
Franchise fee
$50,000
Item 19 status
Revenue Only
Units
6
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
| Metric | CENTURY 21® | G.J. Gardner Homes |
|---|---|---|
Franchise Fee | $25,000 | $50,000 |
Min Investment | $35K | $151K |
Max Investment | $466K | $348K |
Royalty Rate | 6.0% | 4.0% |
Ad Fund Rate | 0.5% | 1.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 6.5% | 5.0% |
Median Revenue (Item 19) | N/A | $4.8M |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | N/A | 286.5% |
Payback Period | N/A | 0.3 yrs |
Revenue per Dollar Invested | N/A | 19.10x |
Franchised Units | 1,807 | 6 |
1-Year Net Unit Change | -73 | -2 |
Net Unit Growth Rate | -3.9% | N/A |
Net Closure Rate Net closure proxy based on disclosed unit change. | 3.9% | 25.0% |
SBA Default Rate | 0.0% | 0.0% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 29 | 4 |
Average SBA Loan Size | $535K | $500K |
Item 19 Status | Cost Data Only | Revenue Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 85 | 100 |
What stands out
- • CENTURY 21® opens at $35K to $466K, while G.J. Gardner Homes ranges from $151K to $348K.
- • CENTURY 21® shows an Item 19 disclosure; G.J. Gardner Homes shows an Item 19 disclosure.
- • CENTURY 21® has 1,807 franchised units versus 6 for G.J. Gardner Homes.
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Last updated: April 2026