CLOTHES MENTOR® vs Image360
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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CLOTHES MENTOR®
Retail
Investment
$305K to $429K
Franchise fee
$25,000
Item 19 status
Revenue Only
Units
120
Image360
Retail
Investment
$218K to $502K
Franchise fee
$40,000
Item 19 status
Cost Data Only
Units
125
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
| Metric | CLOTHES MENTOR® | Image360 |
|---|---|---|
Franchise Fee | $25,000 | $40,000 |
Min Investment | $305K | $218K |
Max Investment | $429K | $502K |
Royalty Rate | 4.0% | 2.0% |
Ad Fund Rate | 5.0% | 2.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 9.0% | 4.0% |
Median Revenue (Item 19) | $729K | $724K |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 6.0% | 16.1% |
Payback Period | 16.8 yrs | 6.2 yrs |
Revenue per Dollar Invested | 1.99x | 2.01x |
Franchised Units | 120 | 125 |
1-Year Net Unit Change | -7 | -2 |
Net Unit Growth Rate | -5.7% | -1.6% |
Net Closure Rate Net closure proxy based on disclosed unit change. | 5.5% | 1.6% |
SBA Default Rate | 5.8% | 27.3% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 66 | 35 |
Average SBA Loan Size | $190K | $355K |
Item 19 Status | Revenue Only | Cost Data Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • CLOTHES MENTOR® opens at $305K to $429K, while Image360 ranges from $218K to $502K.
- • CLOTHES MENTOR® shows an Item 19 disclosure; Image360 shows an Item 19 disclosure.
- • CLOTHES MENTOR® has 120 franchised units versus 125 for Image360.
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Last updated: April 2026