College Hunks Hauling Junk vs Koala Insulation

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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College Hunks Hauling Junk
Home Services
Investment
$158K to $356K
Franchise fee
$55,000
Item 19 status
Full Disclosure
Units
202
Koala Insulation
Home Services
Investment
$195K to $242K
Franchise fee
$49,500
Item 19 status
Revenue Only
Units
385
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans right
Treat low-loan brands carefully, sample size matters.
MetricCollege Hunks Hauling JunkKoala Insulation
Franchise Fee
$55,000$49,500
Min Investment
$158K$195K
Max Investment
$356K$242K
Royalty Rate
7.0%6.5%
Ad Fund Rate
2.0%1.0%
Total Ongoing Burden
Royalty plus ad fund when available.
9.0%7.5%
Median Revenue (Item 19)
$1.1M$1.1M
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
38.9%50.7%
Payback Period
2.6 yrs2.0 yrs
Revenue per Dollar Invested
4.32x4.83x
Franchised Units
202385
1-Year Net Unit Change
-167
Net Unit Growth Rate
-8.6%2.1%
Net Closure Rate
Net closure proxy based on disclosed unit change.
7.3%N/A
SBA Default Rate
30.9%20.8%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
12888
Average SBA Loan Size
$228K$228K
Item 19 Status
Full DisclosureRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • College Hunks Hauling Junk opens at $158K to $356K, while Koala Insulation ranges from $195K to $242K.
  • College Hunks Hauling Junk shows an Item 19 disclosure; Koala Insulation shows an Item 19 disclosure.
  • College Hunks Hauling Junk has 202 franchised units versus 385 for Koala Insulation.

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Last updated: April 2026