COST CUTTERS vs Fantastic Sams

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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COST CUTTERS
Beauty/Salon
Investment
$181K to $342K
Franchise fee
$39,500
Item 19 status
Revenue Only
Units
521
Fantastic Sams
Beauty/Salon
Investment
$172K to $462K
Franchise fee
$40,000
Item 19 status
Revenue Only
Units
565
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
MetricCOST CUTTERSFantastic Sams
Franchise Fee
$39,500$40,000
Min Investment
$181K$172K
Max Investment
$342K$462K
Royalty Rate
6.0%6.0%
Ad Fund Rate
4.0%0.0%
Total Ongoing Burden
Royalty plus ad fund when available.
10.0%6.0%
Median Revenue (Item 19)
$261K$299K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
11.9%15.1%
Payback Period
8.4 yrs6.6 yrs
Revenue per Dollar Invested
1.00x0.94x
Franchised Units
521565
1-Year Net Unit Change
-134-53
Net Unit Growth Rate
-22.2%-8.6%
Net Closure Rate
Net closure proxy based on disclosed unit change.
20.5%8.6%
SBA Default Rate
0.0%3.1%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
932
Average SBA Loan Size
$613K$161K
Item 19 Status
Revenue OnlyRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • COST CUTTERS opens at $181K to $342K, while Fantastic Sams ranges from $172K to $462K.
  • COST CUTTERS shows an Item 19 disclosure; Fantastic Sams shows an Item 19 disclosure.
  • COST CUTTERS has 521 franchised units versus 565 for Fantastic Sams.

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Last updated: April 2026