Crunch vs Gold's Gym
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Crunch
Fitness
Investment
$804K to $6.7M
Franchise fee
$35,000
Item 19 status
Revenue Only
Units
359
Gold's Gym
Fitness
Investment
$1.8M to $4.5M
Franchise fee
$40,000
Item 19 status
Full Disclosure
Units
158
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
| Metric | Crunch | Gold's Gym |
|---|---|---|
Franchise Fee | $35,000 | $40,000 |
Min Investment | $804K | $1.8M |
Max Investment | $6.7M | $4.5M |
Royalty Rate | 5.0% | 5.0% |
Ad Fund Rate | 2.0% | 2.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 7.0% | 7.0% |
Median Revenue (Item 19) | $2.5M | $1.8M |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 9.8% | 8.7% |
Payback Period | 10.2 yrs | 11.5 yrs |
Revenue per Dollar Invested | 0.65x | 0.58x |
Franchised Units | 359 | 158 |
1-Year Net Unit Change | 55 | 1 |
Net Unit Growth Rate | 17.5% | 0.6% |
Net Closure Rate Net closure proxy based on disclosed unit change. | N/A | N/A |
SBA Default Rate | 0.0% | 2.3% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 12 | 51 |
Average SBA Loan Size | $2.3M | $1.3M |
Item 19 Status | Revenue Only | Full Disclosure |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • Crunch opens at $804K to $6.7M, while Gold's Gym ranges from $1.8M to $4.5M.
- • Crunch shows an Item 19 disclosure; Gold's Gym shows an Item 19 disclosure.
- • Crunch has 359 franchised units versus 158 for Gold's Gym.
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Last updated: April 2026