Crunch vs Stretch Lab

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

Share this page
https://fddiq.com/compare/crunch-vs-stretch-lab
Crunch
Fitness
Investment
$804K to $6.7M
Franchise fee
$35,000
Item 19 status
Revenue Only
Units
359
Stretch Lab
Fitness
Investment
$269K to $610K
Franchise fee
$65,000
Item 19 status
Revenue Only
Units
145
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
MetricCrunchStretch Lab
Franchise Fee
$35,000$65,000
Min Investment
$804K$269K
Max Investment
$6.7M$610K
Royalty Rate
5.0%8.0%
Ad Fund Rate
2.0%2.0%
Total Ongoing Burden
Royalty plus ad fund when available.
7.0%10.0%
Median Revenue (Item 19)
$2.5M$530K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
9.8%14.5%
Payback Period
10.2 yrs6.9 yrs
Revenue per Dollar Invested
0.65x1.21x
Franchised Units
359145
1-Year Net Unit Change
55-88
Net Unit Growth Rate
17.5%-65.2%
Net Closure Rate
Net closure proxy based on disclosed unit change.
N/A37.8%
SBA Default Rate
0.0%4.4%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
12142
Average SBA Loan Size
$2.3M$232K
Item 19 Status
Revenue OnlyRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • Crunch opens at $804K to $6.7M, while Stretch Lab ranges from $269K to $610K.
  • Crunch shows an Item 19 disclosure; Stretch Lab shows an Item 19 disclosure.
  • Crunch has 359 franchised units versus 145 for Stretch Lab.

Turn this into a buy-side memo

Unlock full compare access, then order a deeper FDD report with litigation review, red flags, and an investment thesis you can share with partners or lenders.

Last updated: April 2026