Crunch vs X GOLF

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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https://fddiq.com/compare/crunch-vs-x-golf
Crunch
Fitness
Investment
$804K to $6.7M
Franchise fee
$35,000
Item 19 status
Revenue Only
Units
359
X GOLF
Fitness
Investment
$1.1M to $1.8M
Franchise fee
$40,000
Item 19 status
Revenue Only
Units
99
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
MetricCrunchX GOLF
Franchise Fee
$35,000$40,000
Min Investment
$804K$1.1M
Max Investment
$6.7M$1.8M
Royalty Rate
5.0%7.0%
Ad Fund Rate
2.0%1.0%
Total Ongoing Burden
Royalty plus ad fund when available.
7.0%8.0%
Median Revenue (Item 19)
$2.5M$97K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
9.8%0.9%
Payback Period
10.2 yrs106.4 yrs
Revenue per Dollar Invested
0.65x0.07x
Franchised Units
35999
1-Year Net Unit Change
5527
Net Unit Growth Rate
17.5%38.6%
Net Closure Rate
Net closure proxy based on disclosed unit change.
N/AN/A
SBA Default Rate
0.0%2.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
12165
Average SBA Loan Size
$2.3M$579K
Item 19 Status
Revenue OnlyRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • Crunch opens at $804K to $6.7M, while X GOLF ranges from $1.1M to $1.8M.
  • Crunch shows an Item 19 disclosure; X GOLF shows an Item 19 disclosure.
  • Crunch has 359 franchised units versus 99 for X GOLF.

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Last updated: April 2026