ESTRELLA INSURANCE vs Liberty Tax Service

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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ESTRELLA INSURANCE
Financial Services
Investment
$50K to $84K
Franchise fee
$25,000
Item 19 status
Revenue Only
Units
16
Liberty Tax Service
Financial Services
Investment
$50K to $71K
Franchise fee
$25,000
Item 19 status
Cost Data Only
Units
1,813
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
MetricESTRELLA INSURANCELiberty Tax Service
Franchise Fee
$25,000$25,000
Min Investment
$50K$50K
Max Investment
$84K$71K
Royalty Rate
10.0%14.0%
Ad Fund Rate
7.0%5.0%
Total Ongoing Burden
Royalty plus ad fund when available.
17.0%19.0%
Median Revenue (Item 19)
$4.4M$132K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
530.1%13.1%
Payback Period
0.2 yrs7.6 yrs
Revenue per Dollar Invested
66.27x2.18x
Franchised Units
161,813
1-Year Net Unit Change
-3-121
Net Unit Growth Rate
-21.4%-6.1%
Net Closure Rate
Net closure proxy based on disclosed unit change.
15.8%6.3%
SBA Default Rate
0.0%10.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
10174
Average SBA Loan Size
$295K$213K
Item 19 Status
Revenue OnlyCost Data Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • ESTRELLA INSURANCE opens at $50K to $84K, while Liberty Tax Service ranges from $50K to $71K.
  • ESTRELLA INSURANCE shows an Item 19 disclosure; Liberty Tax Service shows an Item 19 disclosure.
  • ESTRELLA INSURANCE has 16 franchised units versus 1,813 for Liberty Tax Service.

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Last updated: April 2026