Fantastic Sams vs Hammer & Nails
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Fantastic Sams
Beauty/Salon
Investment
$172K to $462K
Franchise fee
$40,000
Item 19 status
Revenue Only
Units
565
Hammer & Nails
Beauty/Salon
Investment
$653K to $866K
Franchise fee
$49,950
Item 19 status
Revenue Only
Units
11
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
| Metric | Fantastic Sams | Hammer & Nails |
|---|---|---|
Franchise Fee | $40,000 | $49,950 |
Min Investment | $172K | $653K |
Max Investment | $462K | $866K |
Royalty Rate | 6.0% | 6.0% |
Ad Fund Rate | 0.0% | 2.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 6.0% | 8.0% |
Median Revenue (Item 19) | $299K | $865K |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 15.1% | 15.9% |
Payback Period | 6.6 yrs | 6.3 yrs |
Revenue per Dollar Invested | 0.94x | 1.14x |
Franchised Units | 565 | 11 |
1-Year Net Unit Change | -53 | 1 |
Net Unit Growth Rate | -8.6% | 20.0% |
Net Closure Rate Net closure proxy based on disclosed unit change. | 8.6% | N/A |
SBA Default Rate | 3.1% | 20.0% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 32 | 55 |
Average SBA Loan Size | $161K | $465K |
Item 19 Status | Revenue Only | Revenue Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • Fantastic Sams opens at $172K to $462K, while Hammer & Nails ranges from $653K to $866K.
- • Fantastic Sams shows an Item 19 disclosure; Hammer & Nails shows an Item 19 disclosure.
- • Fantastic Sams has 565 franchised units versus 11 for Hammer & Nails.
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Last updated: April 2026