G.J. Gardner Homes vs Rent-A-Wreck

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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G.J. Gardner Homes
Real Estate
Investment
$151K to $348K
Franchise fee
$50,000
Item 19 status
Revenue Only
Units
6
Rent-A-Wreck
Real Estate
Investment
$190K to $2.6M
Franchise fee
$18,000
Item 19 status
Cost Data Only
Units
45
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
MetricG.J. Gardner HomesRent-A-Wreck
Franchise Fee
$50,000$18,000
Min Investment
$151K$190K
Max Investment
$348K$2.6M
Royalty Rate
4.0%4.0%
Ad Fund Rate
1.0%1.0%
Total Ongoing Burden
Royalty plus ad fund when available.
5.0%5.0%
Median Revenue (Item 19)
$4.8MN/A
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
286.5%N/A
Payback Period
0.3 yrsN/A
Revenue per Dollar Invested
19.10xN/A
Franchised Units
645
1-Year Net Unit Change
-22
Net Unit Growth Rate
N/A3.9%
Net Closure Rate
Net closure proxy based on disclosed unit change.
25.0%N/A
SBA Default Rate
0.0%0.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
43
Average SBA Loan Size
$500K$528K
Item 19 Status
Revenue OnlyCost Data Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
10085

What stands out

  • G.J. Gardner Homes opens at $151K to $348K, while Rent-A-Wreck ranges from $190K to $2.6M.
  • G.J. Gardner Homes shows an Item 19 disclosure; Rent-A-Wreck shows an Item 19 disclosure.
  • G.J. Gardner Homes has 6 franchised units versus 45 for Rent-A-Wreck.

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Last updated: April 2026