Garage Living Franchise Systems USA vs Inspect-It 1st
Compare FDD disclosures, investment range, royalty and ad fund burden, SBA lending outcomes, Item 20-style unit movement, Item 19 transparency, and data-confidence caveats with a permanent shareable URL.
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Garage Living Franchise Systems USA
Home Services
Investment
$244K to $322K
Franchise fee
$60,000
Item 19 status
Confidence
High Confidence
Units
50
Inspect-It 1st
Home Services
Investment
$13K to $43K
Franchise fee
$24,900
Item 19 status
Revenue Only
Confidence
High Confidence
Units
24
Lower entry cost
Leans right
Based on disclosed minimum initial investment only; buyer cash needs may be higher after working capital, lease, and financing assumptions.
Better disclosed economics
Inspect-It 1st
Uses the same Item 19 transparency hierarchy shown on franchise pages and rankings.
Lower SBA default risk
Even
Treat low-loan brands carefully; sample size and SBA borrower mix matter.
| Metric | Garage Living Franchise Systems USA | Inspect-It 1st |
|---|---|---|
Franchise Fee From disclosed FDD fee data when available; excludes buyer-specific legal, diligence, and financing costs. | $60,000 | $24,900 |
Min Investment Lower bound of disclosed initial investment range, not a recommended capital budget. | $244K | $13K |
Max Investment Upper end of FDD range; still reconcile to site, lease, buildout, and working-capital assumptions. | $322K | $43K |
Royalty Rate Ongoing royalty burden before local store economics and owner salary. | 6.5% | 7.0% |
Ad Fund Rate National/brand fund rate when disclosed; local marketing may be additive. | 2.0% | 2.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 8.5% | 9.0% |
Median Revenue (Item 19) Only meaningful when the franchisor provides an Item 19 financial-performance representation. | $1.4M | $84K |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 57.9% | 26.6% |
Payback Period | 1.7 yrs | 3.8 yrs |
Revenue per Dollar Invested | 5.04x | 2.96x |
Franchised Units Latest disclosed franchised-unit count in the corpus. | 50 | 24 |
1-Year Net Unit Change Item 20-style system movement signal; investigate transfers, closures, and refranchising before assuming organic growth. | N/A | -4 |
Net Unit Growth Rate | N/A | -14.3% |
Net Closure Rate Net closure proxy based on disclosed unit change. | N/A | 14.3% |
SBA Default Rate Historical SBA performance for matched loans, not a prediction for a new buyer or location. | N/A | N/A |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | N/A | N/A |
Average SBA Loan Size | N/A | N/A |
Item 19 Status Canonical transparency badge used across franchise, ranking, and compare surfaces. | Revenue Only | |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Confidence Derived from the same data-quality thresholds used on franchise pages. | High Confidence · 100/100 | High Confidence · 95/100 |
What stands out
- • Garage Living Franchise Systems USA discloses an initial investment range of $244K to $322K, while Inspect-It 1st discloses $13K to $43K. Treat these as FDD ranges, not a full purchase budget.
- • Garage Living Franchise Systems USA shows an Item 19 financial-performance disclosure; Inspect-It 1st shows an Item 19 financial-performance disclosure. Missing Item 19 data should narrow confidence, not automatically kill a brand.
- • Garage Living Franchise Systems USA has 50 franchised units versus 24 for Inspect-It 1st; use one-year net unit movement and closure proxies as early diligence signals, not final underwriting.
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Last updated: May 2026