Image360 vs PINOT’S PALETTE
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Image360
Retail
Investment
$218K to $502K
Franchise fee
$40,000
Item 19 status
Cost Data Only
Units
125
PINOT’S PALETTE
Retail
Investment
$119K to $259K
Franchise fee
$25,000
Item 19 status
Revenue Only
Units
69
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans right
Treat low-loan brands carefully, sample size matters.
| Metric | Image360 | PINOT’S PALETTE |
|---|---|---|
Franchise Fee | $40,000 | $25,000 |
Min Investment | $218K | $119K |
Max Investment | $502K | $259K |
Royalty Rate | 2.0% | 6.0% |
Ad Fund Rate | 2.0% | 2.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 4.0% | 8.0% |
Median Revenue (Item 19) | $724K | $380K |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 16.1% | 8.0% |
Payback Period | 6.2 yrs | 12.4 yrs |
Revenue per Dollar Invested | 2.01x | 2.01x |
Franchised Units | 125 | 69 |
1-Year Net Unit Change | -2 | -2 |
Net Unit Growth Rate | -1.6% | -2.7% |
Net Closure Rate Net closure proxy based on disclosed unit change. | 1.6% | 2.8% |
SBA Default Rate | 27.3% | 15.4% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 35 | 46 |
Average SBA Loan Size | $355K | $147K |
Item 19 Status | Cost Data Only | Revenue Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • Image360 opens at $218K to $502K, while PINOT’S PALETTE ranges from $119K to $259K.
- • Image360 shows an Item 19 disclosure; PINOT’S PALETTE shows an Item 19 disclosure.
- • Image360 has 125 franchised units versus 69 for PINOT’S PALETTE.
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Last updated: April 2026