JTH Tax vs Paramount Tax & Accounting

Compare FDD disclosures, investment range, royalty and ad fund burden, SBA lending outcomes, Item 20-style unit movement, Item 19 transparency, and data-confidence caveats with a permanent shareable URL.

Share this page
https://fddiq.com/compare/jth-tax-vs-paramount-tax-accounting
JTH Tax
Financial Services
Investment
$50K to $71K
Franchise fee
$25,000
Item 19 status
Confidence
High Confidence
Units
1,813
Paramount Tax & Accounting
Financial Services
Investment
$74K to $166K
Franchise fee
$40,000
Item 19 status
Revenue Only
Confidence
High Confidence
Units
77
Lower entry cost
Leans left
Based on disclosed minimum initial investment only; buyer cash needs may be higher after working capital, lease, and financing assumptions.
Better disclosed economics
Paramount Tax & Accounting
Uses the same Item 19 transparency hierarchy shown on franchise pages and rankings.
Lower SBA default risk
Even
Treat low-loan brands carefully; sample size and SBA borrower mix matter.
MetricJTH TaxParamount Tax & Accounting
Franchise Fee
From disclosed FDD fee data when available; excludes buyer-specific legal, diligence, and financing costs.
$25,000$40,000
Min Investment
Lower bound of disclosed initial investment range, not a recommended capital budget.
$50K$74K
Max Investment
Upper end of FDD range; still reconcile to site, lease, buildout, and working-capital assumptions.
$71K$166K
Royalty Rate
Ongoing royalty burden before local store economics and owner salary.
14.0%10.0%
Ad Fund Rate
National/brand fund rate when disclosed; local marketing may be additive.
5.0%5.0%
Total Ongoing Burden
Royalty plus ad fund when available.
19.0%15.0%
Median Revenue (Item 19)
Only meaningful when the franchisor provides an Item 19 financial-performance representation.
$132K$204K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
2.2%17.0%
Payback Period
45.8 yrs5.9 yrs
Revenue per Dollar Invested
2.18x1.70x
Franchised Units
Latest disclosed franchised-unit count in the corpus.
1,81377
1-Year Net Unit Change
Item 20-style system movement signal; investigate transfers, closures, and refranchising before assuming organic growth.
-121N/A
Net Unit Growth Rate
-6.1%N/A
Net Closure Rate
Net closure proxy based on disclosed unit change.
6.3%N/A
SBA Default Rate
Historical SBA performance for matched loans, not a prediction for a new buyer or location.
N/A0.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
N/A3
Average SBA Loan Size
N/A$372K
Item 19 Status
Canonical transparency badge used across franchise, ranking, and compare surfaces.
Revenue Only
Has Item 19
✓ Yes✓ Yes
Data Confidence
Derived from the same data-quality thresholds used on franchise pages.
High Confidence · 100/100High Confidence · 100/100

What stands out

  • JTH Tax discloses an initial investment range of $50K to $71K, while Paramount Tax & Accounting discloses $74K to $166K. Treat these as FDD ranges, not a full purchase budget.
  • JTH Tax shows an Item 19 financial-performance disclosure; Paramount Tax & Accounting shows an Item 19 financial-performance disclosure. Missing Item 19 data should narrow confidence, not automatically kill a brand.
  • JTH Tax has 1,813 franchised units versus 77 for Paramount Tax & Accounting; use one-year net unit movement and closure proxies as early diligence signals, not final underwriting.

Turn this into a buy-side memo

Unlock full compare access, then order a deeper FDD report with franchise-agreement red flags, source-document caveats, buyer assumptions, and an investment thesis you can share with partners or lenders.

Last updated: May 2026