Liberty Tax Service vs The Growth Coach

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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Liberty Tax Service
Financial Services
Investment
$50K to $71K
Franchise fee
$25,000
Item 19 status
Cost Data Only
Units
1,813
The Growth Coach
Financial Services
Investment
$54K to $76K
Franchise fee
$39,900
Item 19 status
Revenue Only
Units
36
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans right
Treat low-loan brands carefully, sample size matters.
MetricLiberty Tax ServiceThe Growth Coach
Franchise Fee
$25,000$39,900
Min Investment
$50K$54K
Max Investment
$71K$76K
Royalty Rate
14.0%10.0%
Ad Fund Rate
5.0%0.0%
Total Ongoing Burden
Royalty plus ad fund when available.
19.0%10.0%
Median Revenue (Item 19)
$132K$53K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
13.1%12.1%
Payback Period
7.6 yrs8.2 yrs
Revenue per Dollar Invested
2.18x0.81x
Franchised Units
1,81336
1-Year Net Unit Change
-121-8
Net Unit Growth Rate
-6.1%-17.4%
Net Closure Rate
Net closure proxy based on disclosed unit change.
6.3%18.2%
SBA Default Rate
10.0%0.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
1743
Average SBA Loan Size
$213K$89K
Item 19 Status
Cost Data OnlyRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • Liberty Tax Service opens at $50K to $71K, while The Growth Coach ranges from $54K to $76K.
  • Liberty Tax Service shows an Item 19 disclosure; The Growth Coach shows an Item 19 disclosure.
  • Liberty Tax Service has 1,813 franchised units versus 36 for The Growth Coach.

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Last updated: April 2026