Live 2 B Healthy Senior Fitness vs Aqua-Tots Swim School

Compare FDD disclosures, investment range, royalty and ad fund burden, SBA lending outcomes, Item 20-style unit movement, Item 19 transparency, and data-confidence caveats with a permanent shareable URL.

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Live 2 B Healthy Senior Fitness
Fitness
Investment
$77K to $122K
Franchise fee
$55,000
Item 19 status
Revenue Only
Confidence
High Confidence
Units
23
Aqua-Tots Swim School
Fitness
Investment
$1.6M to $2.9M
Franchise fee
$50,000
Item 19 status
Limited Data
Confidence
High Confidence
Units
11
Lower entry cost
Leans left
Based on disclosed minimum initial investment only; buyer cash needs may be higher after working capital, lease, and financing assumptions.
Better disclosed economics
Live 2 B Healthy Senior Fitness
Uses the same Item 19 transparency hierarchy shown on franchise pages and rankings.
Lower SBA default risk
Even
Treat low-loan brands carefully; sample size and SBA borrower mix matter.
MetricLive 2 B Healthy Senior FitnessAqua-Tots Swim School
Franchise Fee
From disclosed FDD fee data when available; excludes buyer-specific legal, diligence, and financing costs.
$55,000$50,000
Min Investment
Lower bound of disclosed initial investment range, not a recommended capital budget.
$77K$1.6M
Max Investment
Upper end of FDD range; still reconcile to site, lease, buildout, and working-capital assumptions.
$122K$2.9M
Royalty Rate
Ongoing royalty burden before local store economics and owner salary.
7.0%6.0%
Ad Fund Rate
National/brand fund rate when disclosed; local marketing may be additive.
2.0%2.0%
Total Ongoing Burden
Royalty plus ad fund when available.
9.0%8.0%
Median Revenue (Item 19)
Only meaningful when the franchisor provides an Item 19 financial-performance representation.
$210KN/A
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
27.4%N/A
Payback Period
3.7 yrsN/A
Revenue per Dollar Invested
2.11xN/A
Franchised Units
Latest disclosed franchised-unit count in the corpus.
2311
1-Year Net Unit Change
Item 20-style system movement signal; investigate transfers, closures, and refranchising before assuming organic growth.
-1N/A
Net Unit Growth Rate
-4.2%N/A
Net Closure Rate
Net closure proxy based on disclosed unit change.
4.2%N/A
SBA Default Rate
Historical SBA performance for matched loans, not a prediction for a new buyer or location.
0.0%0.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
332
Average SBA Loan Size
$181K$1.2M
Item 19 Status
Canonical transparency badge used across franchise, ranking, and compare surfaces.
Revenue OnlyLimited Data
Has Item 19
✓ Yes✓ Yes
Data Confidence
Derived from the same data-quality thresholds used on franchise pages.
High Confidence · 100/100High Confidence · 85/100

What stands out

  • Live 2 B Healthy Senior Fitness discloses an initial investment range of $77K to $122K, while Aqua-Tots Swim School discloses $1.6M to $2.9M. Treat these as FDD ranges, not a full purchase budget.
  • Live 2 B Healthy Senior Fitness shows an Item 19 financial-performance disclosure; Aqua-Tots Swim School shows an Item 19 financial-performance disclosure. Missing Item 19 data should narrow confidence, not automatically kill a brand.
  • Live 2 B Healthy Senior Fitness has 23 franchised units versus 11 for Aqua-Tots Swim School; use one-year net unit movement and closure proxies as early diligence signals, not final underwriting.

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Last updated: May 2026