Painting with a Twist vs Lemon Tree Development

Compare FDD disclosures, investment range, royalty and ad fund burden, SBA lending outcomes, Item 20-style unit movement, Item 19 transparency, and data-confidence caveats with a permanent shareable URL.

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Painting with a Twist
Home Services
Investment
$119K to $256K
Franchise fee
$25,000
Item 19 status
Limited Data
Confidence
High Confidence
Units
219
Lemon Tree Development
Home Services
Investment
$181K to $274K
Franchise fee
$35,000
Item 19 status
Confidence
Medium Confidence
Units
2
Lower entry cost
Leans left
Based on disclosed minimum initial investment only; buyer cash needs may be higher after working capital, lease, and financing assumptions.
Better disclosed economics
Painting with a Twist
Uses the same Item 19 transparency hierarchy shown on franchise pages and rankings.
Lower SBA default risk
Even
Treat low-loan brands carefully; sample size and SBA borrower mix matter.
MetricPainting with a TwistLemon Tree Development
Franchise Fee
From disclosed FDD fee data when available; excludes buyer-specific legal, diligence, and financing costs.
$25,000$35,000
Min Investment
Lower bound of disclosed initial investment range, not a recommended capital budget.
$119K$181K
Max Investment
Upper end of FDD range; still reconcile to site, lease, buildout, and working-capital assumptions.
$256K$274K
Royalty Rate
Ongoing royalty burden before local store economics and owner salary.
6.0%6.0%
Ad Fund Rate
National/brand fund rate when disclosed; local marketing may be additive.
2.0%N/A
Total Ongoing Burden
Royalty plus ad fund when available.
8.0%6.0%
Median Revenue (Item 19)
Only meaningful when the franchisor provides an Item 19 financial-performance representation.
$228KN/A
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
12.2%N/A
Payback Period
8.2 yrsN/A
Revenue per Dollar Invested
1.22xN/A
Franchised Units
Latest disclosed franchised-unit count in the corpus.
2192
1-Year Net Unit Change
Item 20-style system movement signal; investigate transfers, closures, and refranchising before assuming organic growth.
-130
Net Unit Growth Rate
-5.9%N/A
Net Closure Rate
Net closure proxy based on disclosed unit change.
5.6%N/A
SBA Default Rate
Historical SBA performance for matched loans, not a prediction for a new buyer or location.
9.3%N/A
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
68N/A
Average SBA Loan Size
$121KN/A
Item 19 Status
Canonical transparency badge used across franchise, ranking, and compare surfaces.
Limited Data
Has Item 19
✓ Yes✓ Yes
Data Confidence
Derived from the same data-quality thresholds used on franchise pages.
High Confidence · 100/100Medium Confidence · 75/100

What stands out

  • Painting with a Twist discloses an initial investment range of $119K to $256K, while Lemon Tree Development discloses $181K to $274K. Treat these as FDD ranges, not a full purchase budget.
  • Painting with a Twist shows an Item 19 financial-performance disclosure; Lemon Tree Development shows an Item 19 financial-performance disclosure. Missing Item 19 data should narrow confidence, not automatically kill a brand.
  • Painting with a Twist has 219 franchised units versus 2 for Lemon Tree Development; use one-year net unit movement and closure proxies as early diligence signals, not final underwriting.

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Last updated: May 2026