Paramount Tax & Accounting vs SunUp Insurance

Compare FDD disclosures, investment range, royalty and ad fund burden, SBA lending outcomes, Item 20-style unit movement, Item 19 transparency, and data-confidence caveats with a permanent shareable URL.

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Paramount Tax & Accounting
Financial Services
Investment
$74K to $166K
Franchise fee
$40,000
Item 19 status
Revenue Only
Confidence
High Confidence
Units
77
SunUp Insurance
Financial Services
Investment
$130K to $144K
Franchise fee
$120,000
Item 19 status
Confidence
Medium Confidence
Units
26
Lower entry cost
Leans left
Based on disclosed minimum initial investment only; buyer cash needs may be higher after working capital, lease, and financing assumptions.
Better disclosed economics
Paramount Tax & Accounting
Uses the same Item 19 transparency hierarchy shown on franchise pages and rankings.
Lower SBA default risk
Even
Treat low-loan brands carefully; sample size and SBA borrower mix matter.
MetricParamount Tax & AccountingSunUp Insurance
Franchise Fee
From disclosed FDD fee data when available; excludes buyer-specific legal, diligence, and financing costs.
$40,000$120,000
Min Investment
Lower bound of disclosed initial investment range, not a recommended capital budget.
$74K$130K
Max Investment
Upper end of FDD range; still reconcile to site, lease, buildout, and working-capital assumptions.
$166K$144K
Royalty Rate
Ongoing royalty burden before local store economics and owner salary.
10.0%20.0%
Ad Fund Rate
National/brand fund rate when disclosed; local marketing may be additive.
5.0%1.0%
Total Ongoing Burden
Royalty plus ad fund when available.
15.0%21.0%
Median Revenue (Item 19)
Only meaningful when the franchisor provides an Item 19 financial-performance representation.
$204KN/A
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
17.0%N/A
Payback Period
5.9 yrsN/A
Revenue per Dollar Invested
1.70xN/A
Franchised Units
Latest disclosed franchised-unit count in the corpus.
7726
1-Year Net Unit Change
Item 20-style system movement signal; investigate transfers, closures, and refranchising before assuming organic growth.
N/AN/A
Net Unit Growth Rate
N/AN/A
Net Closure Rate
Net closure proxy based on disclosed unit change.
N/AN/A
SBA Default Rate
Historical SBA performance for matched loans, not a prediction for a new buyer or location.
0.0%N/A
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
3N/A
Average SBA Loan Size
$372KN/A
Item 19 Status
Canonical transparency badge used across franchise, ranking, and compare surfaces.
Revenue Only
Has Item 19
✓ Yes✓ Yes
Data Confidence
Derived from the same data-quality thresholds used on franchise pages.
High Confidence · 100/100Medium Confidence · 75/100

What stands out

  • Paramount Tax & Accounting discloses an initial investment range of $74K to $166K, while SunUp Insurance discloses $130K to $144K. Treat these as FDD ranges, not a full purchase budget.
  • Paramount Tax & Accounting shows an Item 19 financial-performance disclosure; SunUp Insurance shows an Item 19 financial-performance disclosure. Missing Item 19 data should narrow confidence, not automatically kill a brand.
  • Paramount Tax & Accounting has 77 franchised units versus 26 for SunUp Insurance; use one-year net unit movement and closure proxies as early diligence signals, not final underwriting.

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Last updated: May 2026