PEARLE VISION vs SYNERGY HomeCare
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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PEARLE VISION
Health/Wellness
Investment
$689K to $1.3M
Franchise fee
$30,000
Item 19 status
Full Disclosure
Units
445
SYNERGY HomeCare
Health/Wellness
Investment
$78K to $159K
Franchise fee
$52,500
Item 19 status
Cost Data Only
Units
499
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
| Metric | PEARLE VISION | SYNERGY HomeCare |
|---|---|---|
Franchise Fee | $30,000 | $52,500 |
Min Investment | $689K | $78K |
Max Investment | $1.3M | $159K |
Royalty Rate | 7.0% | 5.0% |
Ad Fund Rate | 8.0% | 2.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 15.0% | 7.0% |
Median Revenue (Item 19) | $1.2M | $660K |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 6.0% | 72.3% |
Payback Period | 16.7 yrs | 1.4 yrs |
Revenue per Dollar Invested | 1.20x | 5.56x |
Franchised Units | 445 | 499 |
1-Year Net Unit Change | -4 | 51 |
Net Unit Growth Rate | -0.9% | 11.2% |
Net Closure Rate Net closure proxy based on disclosed unit change. | 0.9% | N/A |
SBA Default Rate | 1.3% | 9.1% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 112 | 74 |
Average SBA Loan Size | $471K | $276K |
Item 19 Status | Full Disclosure | Cost Data Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • PEARLE VISION opens at $689K to $1.3M, while SYNERGY HomeCare ranges from $78K to $159K.
- • PEARLE VISION shows an Item 19 disclosure; SYNERGY HomeCare shows an Item 19 disclosure.
- • PEARLE VISION has 445 franchised units versus 499 for SYNERGY HomeCare.
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Last updated: April 2026