Sourdough & Co. vs Chick-fil-A, Inc.

Compare FDD disclosures, investment range, royalty and ad fund burden, SBA lending outcomes, Item 20-style unit movement, Item 19 transparency, and data-confidence caveats with a permanent shareable URL.

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https://fddiq.com/compare/sourdough-vs-chick-fil-a
Sourdough & Co.
QSR
Investment
$197K to $285K
Franchise fee
$35,000
Item 19 status
Confidence
Medium Confidence
Units
N/A
Chick-fil-A, Inc.
QSR
Investment
$427K to $2.3M
Franchise fee
$10,000
Item 19 status
Revenue Only
Confidence
High Confidence
Units
2,494
Lower entry cost
Leans left
Based on disclosed minimum initial investment only; buyer cash needs may be higher after working capital, lease, and financing assumptions.
Better disclosed economics
Chick-fil-A, Inc.
Uses the same Item 19 transparency hierarchy shown on franchise pages and rankings.
Lower SBA default risk
Even
Treat low-loan brands carefully; sample size and SBA borrower mix matter.
MetricSourdough & Co.Chick-fil-A, Inc.
Franchise Fee
From disclosed FDD fee data when available; excludes buyer-specific legal, diligence, and financing costs.
$35,000$10,000
Min Investment
Lower bound of disclosed initial investment range, not a recommended capital budget.
$197K$427K
Max Investment
Upper end of FDD range; still reconcile to site, lease, buildout, and working-capital assumptions.
$285K$2.3M
Royalty Rate
Ongoing royalty burden before local store economics and owner salary.
5.0%15.0%
Ad Fund Rate
National/brand fund rate when disclosed; local marketing may be additive.
2.0%0.0%
Total Ongoing Burden
Royalty plus ad fund when available.
7.0%15.0%
Median Revenue (Item 19)
Only meaningful when the franchisor provides an Item 19 financial-performance representation.
N/A$3.4M
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
N/A0.0%
Payback Period
N/AN/A
Revenue per Dollar Invested
N/A2.45x
Franchised Units
Latest disclosed franchised-unit count in the corpus.
N/A2,494
1-Year Net Unit Change
Item 20-style system movement signal; investigate transfers, closures, and refranchising before assuming organic growth.
N/A135
Net Unit Growth Rate
N/A5.8%
Net Closure Rate
Net closure proxy based on disclosed unit change.
N/AN/A
SBA Default Rate
Historical SBA performance for matched loans, not a prediction for a new buyer or location.
0.0%0.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
141
Average SBA Loan Size
$305K$3.0M
Item 19 Status
Canonical transparency badge used across franchise, ranking, and compare surfaces.
Revenue Only
Has Item 19
No✓ Yes
Data Confidence
Derived from the same data-quality thresholds used on franchise pages.
Medium Confidence · 60/100High Confidence · 100/100

What stands out

  • Sourdough & Co. discloses an initial investment range of $197K to $285K, while Chick-fil-A, Inc. discloses $427K to $2.3M. Treat these as FDD ranges, not a full purchase budget.
  • Sourdough & Co. shows no Item 19 financial-performance disclosure; Chick-fil-A, Inc. shows an Item 19 financial-performance disclosure. Missing Item 19 data should narrow confidence, not automatically kill a brand.
  • Sourdough & Co. has N/A franchised units versus 2,494 for Chick-fil-A, Inc.; use one-year net unit movement and closure proxies as early diligence signals, not final underwriting.

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Last updated: May 2026