Take 5 Oil Change vs Valvoline Instant Oil Change

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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Take 5 Oil Change
Automotive
Investment
$912K to $2.1M
Franchise fee
$45,000
Item 19 status
Full Disclosure
Units
325
Valvoline Instant Oil Change
Automotive
Investment
$192K to $3.5M
Franchise fee
$30,000
Item 19 status
Revenue Only
Units
962
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
MetricTake 5 Oil ChangeValvoline Instant Oil Change
Franchise Fee
$45,000$30,000
Min Investment
$912K$192K
Max Investment
$2.1M$3.5M
Royalty Rate
7.0%6.0%
Ad Fund Rate
5.0%2.0%
Total Ongoing Burden
Royalty plus ad fund when available.
12.0%8.0%
Median Revenue (Item 19)
$1.3M$1.5M
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
2.7%5.8%
Payback Period
37.2 yrs17.2 yrs
Revenue per Dollar Invested
0.90x0.83x
Franchised Units
325962
1-Year Net Unit Change
107101
Net Unit Growth Rate
47.1%11.5%
Net Closure Rate
Net closure proxy based on disclosed unit change.
N/AN/A
SBA Default Rate
0.0%0.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
1933
Average SBA Loan Size
$1.2M$1.1M
Item 19 Status
Full DisclosureRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • Take 5 Oil Change opens at $912K to $2.1M, while Valvoline Instant Oil Change ranges from $192K to $3.5M.
  • Take 5 Oil Change shows an Item 19 disclosure; Valvoline Instant Oil Change shows an Item 19 disclosure.
  • Take 5 Oil Change has 325 franchised units versus 962 for Valvoline Instant Oil Change.

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Last updated: April 2026