Arby’s Franchise Cost and Profits in 2026

By FDDIQ Research Team | April 2026

Based on 2025 FDD Filing

Quick Summary

$37,500

Franchise Fee

$1.5M

Midpoint Investment

9.2%

Total Fees

$1.2M

Median Revenue

-48

Net Closed

Cost Breakdown

Fee	Amount
Franchise Fee	$37,500
Total Investment Range	$644,950 - $2.5M
Midpoint Investment	$1.5M
Royalty Rate	4.0%
Advertising Fund	5.2%
Total Ongoing Fees	9.2%

Revenue and Profit Analysis

The median Arby’s franchise generates $1.2M in annual revenue. With estimated margins of 13%, that is approximately $155,117 in annual EBITDA.

Revenue per dollar invested: 0.77x.

Unit Count

Arby’s has 2,316 franchised units. Lost 48 net units (-2.1% decline).

SBA Loan Performance

SBA default rate: 5.0% across 75 loans. This is in line with the franchise industry average (~7-8%).

Key Risk Factors

Declining unit count (48 net closures)

Frequently Asked Questions

How much does a Arby’s franchise cost?

A Arby’s franchise requires a $37,500 franchise fee with total investment ranging from $644,950 to $2.5M. The midpoint investment is approximately $1.5M.

How much do Arby’s franchise owners make?

Based on the most recent FDD, the median Arby’s location generates $1.2M in annual revenue. With estimated industry margins of 13%, that translates to approximately $155,117 in EBITDA before debt service.

What is the Arby’s royalty rate?

Arby’s charges a 4% royalty on gross sales plus a 5.2% advertising fund, for a total ongoing fee burden of 9.2%.

Is a Arby’s franchise worth it?

Whether Arby’s is worth it depends on your market, experience, and financial goals. Key concerns include declining unit count (48 net closures). The brand has been contracting with 48 net closures. The SBA loan default rate is 5.0%. Review the latest FDD thoroughly and validate with existing franchisees before investing.

What is the Arby’s franchise SBA loan default rate?

Based on SBA loan data, Arby’s has a 5.0% default rate across 75 loans. This is in line with the overall franchise industry average.

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Detailed financial data, Item 20 outlet counts, litigation history, and more.

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