H&R BLOCK Franchise Cost and Profits in 2026

By FDDIQ Research Team | April 2026

Based on 2025 FDD Filing

Quick Summary

$2,500

Franchise Fee

$96,415

Midpoint Investment

4.0%

Total Fees

-76

Net Closed

Cost Breakdown

Fee	Amount
Franchise Fee	$2,500
Total Investment Range	$34,080 - $158,750
Midpoint Investment	$96,415
Royalty Rate	4.0%
Total Ongoing Fees	4.0%

Revenue and Profit Analysis

H&R BLOCK provides Item 19 financial performance data in their FDD. Specific figures vary by location.

Unit Count

H&R BLOCK has 2,339 franchised units. Lost 76 net units (-3.0% decline).

SBA Loan Performance

SBA default rate: 0.0% across 4 loans. This is below the franchise industry average (~7-8%).

Key Risk Factors

Declining unit count (76 net closures)

Frequently Asked Questions

How much does a H&R BLOCK franchise cost?

A H&R BLOCK franchise requires a $2,500 franchise fee with total investment ranging from $34,080 to $158,750. The midpoint investment is approximately $96,415.

How much do H&R BLOCK franchise owners make?

H&R BLOCK does not publicly disclose Item 19 financial performance data. Revenue and profitability vary significantly by location and operator. Prospective franchisees should validate with existing operators during due diligence.

What is the H&R BLOCK royalty rate?

H&R BLOCK charges a 4% royalty on gross sales, for a total ongoing fee burden of 4.0%.

Is a H&R BLOCK franchise worth it?

Whether H&R BLOCK is worth it depends on your market, experience, and financial goals. Key concerns include declining unit count (76 net closures). The brand has been contracting with 76 net closures. The SBA loan default rate is 0.0%. Review the latest FDD thoroughly and validate with existing franchisees before investing.

What is the H&R BLOCK franchise SBA loan default rate?

Based on SBA loan data, H&R BLOCK has a 0.0% default rate across 4 loans. This is below the overall franchise industry average.

Want the full H&R BLOCK FDD analysis?

Detailed financial data, Item 20 outlet counts, litigation history, and more.

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