360 Painting vs Neat Method
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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360 Painting
Home Services
Investment
$112K to $196K
Franchise fee
$65,000
Item 19 status
Revenue Only
Units
160
Neat Method
Home Services
Investment
$38K to $45K
Franchise fee
$30,000
Item 19 status
Cost Data Only
Units
94
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
| Metric | 360 Painting | Neat Method |
|---|---|---|
Franchise Fee | $65,000 | $30,000 |
Min Investment | $112K | $38K |
Max Investment | $196K | $45K |
Royalty Rate | 6.0% | N/A |
Ad Fund Rate | 2.0% | N/A |
Total Ongoing Burden Royalty plus ad fund when available. | 8.0% | N/A |
Median Revenue (Item 19) | $444K | N/A |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 28.8% | N/A |
Payback Period | 3.5 yrs | N/A |
Revenue per Dollar Invested | 2.88x | N/A |
Franchised Units | 160 | 94 |
1-Year Net Unit Change | -7 | 0 |
Net Unit Growth Rate | -5.0% | 0.0% |
Net Closure Rate Net closure proxy based on disclosed unit change. | 4.2% | N/A |
SBA Default Rate | 35.9% | N/A |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 108 | N/A |
Average SBA Loan Size | $162K | N/A |
Item 19 Status | Revenue Only | Cost Data Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 60 |
What stands out
- • 360 Painting opens at $112K to $196K, while Neat Method ranges from $38K to $45K.
- • 360 Painting shows an Item 19 disclosure; Neat Method shows an Item 19 disclosure.
- • 360 Painting has 160 franchised units versus 94 for Neat Method.
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Last updated: April 2026