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Home ServicesRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100

360 Painting Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for 360 Painting.

Based on 2025 FDD · 6 filings in corpus

FranchiseIQ Score
64
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
48/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a 360 Painting franchise cost and make?

Based on FDDIQ's FDD corpus, a 360 Painting franchise shows an estimated initial investment of $112K – $196K. Reported owner economics show $44K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$112K – $196K
Total initial investment
Profit / Revenue
$44K
FDD Item 19 signal
Payback Signal
3.5 years
Modeled return metric
SBA Default Rate
35.9%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Home Services franchises →Compare similar franchises →

Quick fee read: $65K franchise fee · 8% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to 360 Painting, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$112K – $196K
MinMid: $154KMax

Key Metrics

Franchise Fee
$65K
Royalty Rate
6%
Ad Fund Rate
2%
Total Burden
8.0%
Royalty + ad fund
Units (2023)
160
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
28.8%
Annual estimated return
Payback Period
3.5 yrs
Break-even timeline
SBA Default Rate
35.9%
vs ~7.2% industry avg
Median Revenue
$444K
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 35.9%
HIGH ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

360 Painting vs. Home Services Average

Metric360 PaintingHome Services Avg
SBA Default Rate35.9%▼4.9%
Cash-on-Cash Return28.8%▲22.3%
Total Investment$154K$145K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2015-2026). 108 loans across 35 states.

Default Rate
35.9%
High Risk
Total SBA Loans
108
35 states
Total Loan Volume
$17.5M
SBA 7(a) approved
Avg Loan Size
$162K
Per franchisee
Loan Status Breakdown
21
Paid in Full (19%)
69
Currently Active
14
Charged Off (8.9% by $)
$1.6M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

360 Painting vs PatchMaster360 Painting vs SM Clean L.L.C. d/b/a ServiceMaster® Plumbing360 Painting vs FIVE STAR PAINTING

Similar Franchises · Home Services

PatchMaster
Revenue Only
$123K–$158K
SM Clean L.L.C. d/b/a ServiceMaster® Plumbing
Limited Data
$124K–$134K
FIVE STAR PAINTING
Limited Data
$77K–$185K
PatchMaster
$123K – $158K
SM Clean L.L.C. d/b/a ServiceMaster® Plumbing
$124K – $134K
FIVE STAR PAINTING
$77K – $185K
Neat Method
$38K – $45K

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Questions to Ask Before You Sign

5 data-driven questions every 360 Painting franchise buyer should ask.

  1. 1.What is 360 Painting's SBA default rate compared to its competitors?Learn more →
  2. 2.Does 360 Painting disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for 360 Painting →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

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