Card My Yard vs JUST BETWEEN FRIENDS
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Card My Yard
Retail
Investment
$10K to $19K
Franchise fee
$8,500
Item 19 status
Revenue Only
Units
532
JUST BETWEEN FRIENDS
Retail
Investment
$67K to $98K
Franchise fee
$24,900
Item 19 status
Revenue Only
Units
148
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
| Metric | Card My Yard | JUST BETWEEN FRIENDS |
|---|---|---|
Franchise Fee | $8,500 | $24,900 |
Min Investment | $10K | $67K |
Max Investment | $19K | $98K |
Royalty Rate | 25.0% | 3.0% |
Ad Fund Rate | 0.5% | 1.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 25.5% | 4.0% |
Median Revenue (Item 19) | $15K | $240K |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 0.0% | 23.4% |
Payback Period | N/A | 4.3 yrs |
Revenue per Dollar Invested | 1.04x | 2.92x |
Franchised Units | 532 | 148 |
1-Year Net Unit Change | 11 | -2 |
Net Unit Growth Rate | 2.2% | -1.3% |
Net Closure Rate Net closure proxy based on disclosed unit change. | N/A | 1.3% |
SBA Default Rate | N/A | 0.0% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | N/A | 10 |
Average SBA Loan Size | N/A | $125K |
Item 19 Status | Revenue Only | Revenue Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • Card My Yard opens at $10K to $19K, while JUST BETWEEN FRIENDS ranges from $67K to $98K.
- • Card My Yard shows an Item 19 disclosure; JUST BETWEEN FRIENDS shows an Item 19 disclosure.
- • Card My Yard has 532 franchised units versus 148 for JUST BETWEEN FRIENDS.
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Last updated: April 2026