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RetailRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

Card My Yard Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Card My Yard.

Based on 2025 FDD · 5 filings in corpus

FranchiseIQ Score
65
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
57/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Card My Yard franchise cost and make?

Based on FDDIQ's FDD corpus, a Card My Yard franchise shows an estimated initial investment of $10K – $19K. Reported owner economics show $0. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$10K – $19K
Total initial investment
Profit / Revenue
$0
FDD Item 19 signal
Payback Signal
0.0% cash-on-cash
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Retail franchises →Compare similar franchises →

Quick fee read: $9K franchise fee · 25.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Card My Yard, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Card My Yard Franchise Analysis

Card My Yard requires a total initial investment of $10K to $19K (midpoint approximately $14K), with an initial franchise fee of $9K. The ongoing fee burden is 25.5% . This is above the industry average of approximately 11.2%, which warrants careful scrutiny of the value delivered for the fees charged.

According to Item 19 of the 2025 FDD, the median revenue for Card My Yard locations is $15K. The implied franchisee EBITDA is approximately $0, based on the margin assumptions disclosed in the FDD.

Card My Yard operates approximately 532 franchised units. Unit count is relatively stable with a 2.2% year-over-year change.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$10K – $19K
MinMid: $14KMax

Key Metrics

Franchise Fee
$9K
Royalty Rate
25%
Ad Fund Rate
-
Total Burden
25.5%
Royalty + ad fund
Units (2023)
532
+11 vs prior yr
Net Unit Growth
→ 2.2%
Year over year
Cash-on-Cash Return
0.0%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
$15K
Item 19 disclosed
Red Flags Assessment
MEDIUM: Royalty burden above 10%
MED ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Card My Yard vs. Retail Average

MetricCard My YardRetail Avg
SBA Default Rate - 8.1%
Cash-on-Cash Return0.0%▼11.2%
Total Investment$14K$290K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

Card My Yard vs Floral ImageCard My Yard vs WINNIE COUTURECard My Yard vs DYSTOPIA RISING

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Floral Image
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Limited Data
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DYSTOPIA RISING
Limited Data
$4K–$10K
Floral Image
$129K – $259K
WINNIE COUTURE
$223K – $378K
DYSTOPIA RISING
$4K – $10K
BOCONCEPT FRANCHISE, INC.
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Questions to Ask Before You Sign

5 data-driven questions every Card My Yard franchise buyer should ask.

  1. 1.What is Card My Yard's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Card My Yard disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Card My Yard →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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