Club Pilates vs Goldfish Swim School
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Club Pilates
Fitness
Investment
$385K to $839K
Franchise fee
$65,000
Item 19 status
Revenue Only
Units
868
Goldfish Swim School
Fitness
Investment
$2.6M to $6.0M
Franchise fee
$50,000
Item 19 status
Full Disclosure
Units
18
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
| Metric | Club Pilates | Goldfish Swim School |
|---|---|---|
Franchise Fee | $65,000 | $50,000 |
Min Investment | $385K | $2.6M |
Max Investment | $839K | $6.0M |
Royalty Rate | 8.0% | 6.0% |
Ad Fund Rate | 2.0% | 3.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 10.0% | 9.0% |
Median Revenue (Item 19) | $969K | $1.4M |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 19.0% | 4.2% |
Payback Period | 5.3 yrs | 23.7 yrs |
Revenue per Dollar Invested | 1.58x | 0.33x |
Franchised Units | 868 | 18 |
1-Year Net Unit Change | 161 | -1 |
Net Unit Growth Rate | 21.4% | -6.2% |
Net Closure Rate Net closure proxy based on disclosed unit change. | N/A | 5.3% |
SBA Default Rate | 0.0% | 0.0% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 281 | 120 |
Average SBA Loan Size | $268K | $1.5M |
Item 19 Status | Revenue Only | Full Disclosure |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • Club Pilates opens at $385K to $839K, while Goldfish Swim School ranges from $2.6M to $6.0M.
- • Club Pilates shows an Item 19 disclosure; Goldfish Swim School shows an Item 19 disclosure.
- • Club Pilates has 868 franchised units versus 18 for Goldfish Swim School.
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Last updated: April 2026