ESTRELLA INSURANCE vs Transworld Business Advisors

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

Share this page
https://fddiq.com/compare/estrella-insurance-vs-transworld-business-advisors
ESTRELLA INSURANCE
Financial Services
Investment
$50K to $84K
Franchise fee
$25,000
Item 19 status
Revenue Only
Units
16
Transworld Business Advisors
Financial Services
Investment
$114K to $144K
Franchise fee
$69,500
Item 19 status
Revenue Only
Units
440
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
MetricESTRELLA INSURANCETransworld Business Advisors
Franchise Fee
$25,000$69,500
Min Investment
$50K$114K
Max Investment
$84K$144K
Royalty Rate
10.0%10.0%
Ad Fund Rate
7.0%0.0%
Total Ongoing Burden
Royalty plus ad fund when available.
17.0%10.0%
Median Revenue (Item 19)
$4.4M$302K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
530.1%35.1%
Payback Period
0.2 yrs2.8 yrs
Revenue per Dollar Invested
66.27x2.34x
Franchised Units
16440
1-Year Net Unit Change
-314
Net Unit Growth Rate
-21.4%3.7%
Net Closure Rate
Net closure proxy based on disclosed unit change.
15.8%N/A
SBA Default Rate
0.0%0.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
1018
Average SBA Loan Size
$295K$211K
Item 19 Status
Revenue OnlyRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • ESTRELLA INSURANCE opens at $50K to $84K, while Transworld Business Advisors ranges from $114K to $144K.
  • ESTRELLA INSURANCE shows an Item 19 disclosure; Transworld Business Advisors shows an Item 19 disclosure.
  • ESTRELLA INSURANCE has 16 franchised units versus 440 for Transworld Business Advisors.

Turn this into a buy-side memo

Unlock full compare access, then order a deeper FDD report with litigation review, red flags, and an investment thesis you can share with partners or lenders.

Last updated: April 2026