Huddle House vs The Brass Tap

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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Huddle House
Casual Dining
Investment
$381K to $1.7M
Franchise fee
$35,000
Item 19 status
Cost Data Only
Units
216
The Brass Tap
Casual Dining
Investment
$793K to $1.3M
Franchise fee
$25,000
Item 19 status
Revenue Only
Units
6
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans right
Treat low-loan brands carefully, sample size matters.
MetricHuddle HouseThe Brass Tap
Franchise Fee
$35,000$25,000
Min Investment
$381K$793K
Max Investment
$1.7M$1.3M
Royalty Rate
4.8%5.0%
Ad Fund Rate
3.5%2.0%
Total Ongoing Burden
Royalty plus ad fund when available.
8.3%7.0%
Median Revenue (Item 19)
$810K$1.3M
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
1.4%3.8%
Payback Period
73.9 yrs26.2 yrs
Revenue per Dollar Invested
0.77x1.27x
Franchised Units
2166
1-Year Net Unit Change
-37
Net Unit Growth Rate
-1.3%116.7%
Net Closure Rate
Net closure proxy based on disclosed unit change.
1.4%N/A
SBA Default Rate
18.5%4.8%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
3567
Average SBA Loan Size
$681K$840K
Item 19 Status
Cost Data OnlyRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • Huddle House opens at $381K to $1.7M, while The Brass Tap ranges from $793K to $1.3M.
  • Huddle House shows an Item 19 disclosure; The Brass Tap shows an Item 19 disclosure.
  • Huddle House has 216 franchised units versus 6 for The Brass Tap.

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Last updated: April 2026