Koala Insulation vs Mosquito Joe
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Koala Insulation
Home Services
Investment
$195K to $242K
Franchise fee
$49,500
Item 19 status
Revenue Only
Units
385
Mosquito Joe
Home Services
Investment
$150K to $192K
Franchise fee
$42,500
Item 19 status
Cost Data Only
Units
416
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans right
Treat low-loan brands carefully, sample size matters.
| Metric | Koala Insulation | Mosquito Joe |
|---|---|---|
Franchise Fee | $49,500 | $42,500 |
Min Investment | $195K | $150K |
Max Investment | $242K | $192K |
Royalty Rate | 6.5% | 10.0% |
Ad Fund Rate | 1.0% | 2.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 7.5% | 12.0% |
Median Revenue (Item 19) | $1.1M | $273K |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 50.7% | 9.6% |
Payback Period | 2.0 yrs | 10.4 yrs |
Revenue per Dollar Invested | 4.83x | 1.60x |
Franchised Units | 385 | 416 |
1-Year Net Unit Change | 7 | -1 |
Net Unit Growth Rate | 2.1% | -0.3% |
Net Closure Rate Net closure proxy based on disclosed unit change. | N/A | 0.2% |
SBA Default Rate | 20.8% | 12.5% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 88 | 101 |
Average SBA Loan Size | $228K | $211K |
Item 19 Status | Revenue Only | Cost Data Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • Koala Insulation opens at $195K to $242K, while Mosquito Joe ranges from $150K to $192K.
- • Koala Insulation shows an Item 19 disclosure; Mosquito Joe shows an Item 19 disclosure.
- • Koala Insulation has 385 franchised units versus 416 for Mosquito Joe.
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Last updated: April 2026