Restoration 1 vs FIVE STAR PAINTING

Compare FDD disclosures, investment range, royalty and ad fund burden, SBA lending outcomes, Item 20-style unit movement, Item 19 transparency, and data-confidence caveats with a permanent shareable URL.

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Restoration 1
Home Services
Investment
$125K to $328K
Franchise fee
$49,000
Item 19 status
Revenue Only
Confidence
High Confidence
Units
41
FIVE STAR PAINTING
Home Services
Investment
$77K to $185K
Franchise fee
$45,000
Item 19 status
Limited Data
Confidence
High Confidence
Units
234
Lower entry cost
Leans right
Based on disclosed minimum initial investment only; buyer cash needs may be higher after working capital, lease, and financing assumptions.
Better disclosed economics
Restoration 1
Uses the same Item 19 transparency hierarchy shown on franchise pages and rankings.
Lower SBA default risk
Leans left
Treat low-loan brands carefully; sample size and SBA borrower mix matter.
MetricRestoration 1FIVE STAR PAINTING
Franchise Fee
From disclosed FDD fee data when available; excludes buyer-specific legal, diligence, and financing costs.
$49,000$45,000
Min Investment
Lower bound of disclosed initial investment range, not a recommended capital budget.
$125K$77K
Max Investment
Upper end of FDD range; still reconcile to site, lease, buildout, and working-capital assumptions.
$328K$185K
Royalty Rate
Ongoing royalty burden before local store economics and owner salary.
9.0%6.0%
Ad Fund Rate
National/brand fund rate when disclosed; local marketing may be additive.
3.0%2.0%
Total Ongoing Burden
Royalty plus ad fund when available.
12.0%8.0%
Median Revenue (Item 19)
Only meaningful when the franchisor provides an Item 19 financial-performance representation.
$599K$442K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
15.9%33.7%
Payback Period
6.3 yrs3.0 yrs
Revenue per Dollar Invested
2.65x3.37x
Franchised Units
Latest disclosed franchised-unit count in the corpus.
41234
1-Year Net Unit Change
Item 20-style system movement signal; investigate transfers, closures, and refranchising before assuming organic growth.
N/A11
Net Unit Growth Rate
N/A4.8%
Net Closure Rate
Net closure proxy based on disclosed unit change.
N/AN/A
SBA Default Rate
Historical SBA performance for matched loans, not a prediction for a new buyer or location.
13.9%32.4%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
8674
Average SBA Loan Size
$239K$156K
Item 19 Status
Canonical transparency badge used across franchise, ranking, and compare surfaces.
Revenue OnlyLimited Data
Has Item 19
✓ Yes✓ Yes
Data Confidence
Derived from the same data-quality thresholds used on franchise pages.
High Confidence · 100/100High Confidence · 100/100

What stands out

  • Restoration 1 discloses an initial investment range of $125K to $328K, while FIVE STAR PAINTING discloses $77K to $185K. Treat these as FDD ranges, not a full purchase budget.
  • Restoration 1 shows an Item 19 financial-performance disclosure; FIVE STAR PAINTING shows an Item 19 financial-performance disclosure. Missing Item 19 data should narrow confidence, not automatically kill a brand.
  • Restoration 1 has 41 franchised units versus 234 for FIVE STAR PAINTING; use one-year net unit movement and closure proxies as early diligence signals, not final underwriting.

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Last updated: May 2026