ScorecardWorth It?HistoryDatabaseCompareDistress Signals
Home ServicesLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

FIVE STAR PAINTING Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for FIVE STAR PAINTING.

Based on 2025 FDD · 12 filings in corpus

FranchiseIQ Score
77
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
55/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
Unlock 10 Reports — Start with FIVE STAR PAINTING →Already have access? Sign in →

Cost and profit at a glance

How much does a FIVE STAR PAINTING franchise cost and make?

Based on FDDIQ's FDD corpus, a FIVE STAR PAINTING franchise shows an estimated initial investment of $77K – $185K. Reported owner economics show $44K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$77K – $185K
Total initial investment
Profit / Revenue
$44K
FDD Item 19 signal
Payback Signal
3.0 years
Modeled return metric
SBA Default Rate
32.4%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Home Services franchises →Compare similar franchises →

Quick fee read: $45K franchise fee · 8% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to FIVE STAR PAINTING, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
Unlock 10 reports — start with FIVE STAR PAINTINGView sample report first

$19.99 one-time · Includes 10 reports · 7-day satisfaction guarantee

Total Investment Range$77K – $185K
MinMid: $131KMax

Key Metrics

Franchise Fee
$45K
Royalty Rate
6%
Ad Fund Rate
2%
Total Burden
8.0%
Royalty + ad fund
Units (2023)
234
+11 vs prior yr
Net Unit Growth
↑ 4.8%
Year over year
Cash-on-Cash Return
33.7%
Annual estimated return
Payback Period
3.0 yrs
Break-even timeline
SBA Default Rate
32.4%
vs ~7.2% industry avg
Median Revenue
$442K
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 32.35%
HIGH ×1
Premium Data

Unlock Full Franchise Analysis

Get cash-on-cash return, payback period, SBA default rate, and red flag details for FIVE STAR PAINTING.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
Unlock 10 Reports - $19.99

Or sign in if you already purchased

Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

FIVE STAR PAINTING vs. Home Services Average

MetricFIVE STAR PAINTINGHome Services Avg
SBA Default Rate32.4%▼4.9%
Cash-on-Cash Return33.7%▲22.3%
Total Investment$131K$145K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2014-2025). 74 loans across 27 states.

Default Rate
32.4%
High Risk
Total SBA Loans
74
27 states
Total Loan Volume
$11.6M
SBA 7(a) approved
Avg Loan Size
$156K
Per franchisee
Loan Status Breakdown
21
Paid in Full (28%)
40
Currently Active
11
Charged Off (10.7% by $)
$1.2M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

FIVE STAR PAINTING vs Assisting Hands Home CareFIVE STAR PAINTING vs Computer TroubleshootersFIVE STAR PAINTING vs Inspect-It 1st

Similar Franchises · Home Services

Assisting Hands Home Care
Limited Data
$97K–$180K
Computer Troubleshooters
Limited Data
$20K–$45K
Inspect-It 1st
Revenue Only
$13K–$43K
Assisting Hands Home Care
$97K – $180K
Computer Troubleshooters
$20K – $45K
Inspect-It 1st
$13K – $43K
Lemon Tree Development
$181K – $274K

Related Blog Posts

Five Guys Franchise Cost and Profits 2026 | FranchiseIQ

Five Guys franchise costs $977,850-$1.4M to open with a $25,000 franchise fee. 6% royalties.

2026-04-14 · Brand Analysis
Franchise vs. Startup: A Side-by-Side Cost Comparison (2026) | FranchiseIQ

Is a franchise cheaper than a startup? A side-by-side cost comparison of initial investment, ongo...

2026-04-09 · Initial Investment
Buying an Existing Franchise: Why the Resale Market May Be Smarter Than Starting From Scratch | FranchiseIQ

The franchise resale market is a stealth opportunity. Learn why buying an existing franchise can ...

2026-04-21 · General
Tariffs and Franchise Costs in 2026: Where Higher Input Prices Show Up in the FDD | FranchiseIQ

A practical guide to how tariffs and higher input costs flow through Item 7 startup costs, Item 8...

2026-04-29 · General
FDD Item 7: Estimated Initial Investment - What It Really Costs to Open a Franchise (2026) | FranchiseIQ

FDD Item 7 breaks down every cost category required to open a franchise - from the franchise fee ...

2026-03-20 · General
📬 Get notified when FIVE STAR PAINTING changes fees
Free. No spam. Unsubscribe anytime.

Questions to Ask Before You Sign

5 data-driven questions every FIVE STAR PAINTING franchise buyer should ask.

  1. 1.What is FIVE STAR PAINTING's SBA default rate compared to its competitors?Learn more →
  2. 2.Does FIVE STAR PAINTING disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for FIVE STAR PAINTING →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

All Home Services FranchisesBest Home Service FranchisesFranchises Under $250KFIVE STAR PAINTING vs Assisting Hands Home CareFranchises With Item 19Industry Benchmarks