Subway vs Crust Gourmet Pizza Bar
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Subway
QSR
Investment
$263K to $630K
Franchise fee
$15,000
Item 19 status
No Item 19
Units
20,133
Crust Gourmet Pizza Bar
QSR
Investment
$210K to $264K
Franchise fee
$15,000
Item 19 status
No Item 19
Units
N/A
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
| Metric | Subway | Crust Gourmet Pizza Bar |
|---|---|---|
Franchise Fee | $15,000 | $15,000 |
Min Investment | $263K | $210K |
Max Investment | $630K | $264K |
Royalty Rate | 8.0% | 6.0% |
Ad Fund Rate | 4.5% | 2.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 12.5% | 8.0% |
Median Revenue (Item 19) | N/A | N/A |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | N/A | N/A |
Payback Period | N/A | N/A |
Revenue per Dollar Invested | N/A | N/A |
Franchised Units | 20,133 | N/A |
1-Year Net Unit Change | -631 | N/A |
Net Unit Growth Rate | -3.1% | N/A |
Net Closure Rate Net closure proxy based on disclosed unit change. | 3.0% | N/A |
SBA Default Rate | 8.1% | N/A |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 1,219 | N/A |
Average SBA Loan Size | $286K | N/A |
Item 19 Status | No Item 19 | No Item 19 |
Has Item 19 | No | No |
Data Quality Score | 85 | 63 |
What stands out
- • Subway opens at $263K to $630K, while Crust Gourmet Pizza Bar ranges from $210K to $264K.
- • Subway shows no Item 19 disclosure; Crust Gourmet Pizza Bar shows no Item 19 disclosure.
- • Subway has 20,133 franchised units versus N/A for Crust Gourmet Pizza Bar.
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Last updated: April 2026