Take 5 Oil Change vs Tuffy

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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Take 5 Oil Change
Automotive
Investment
$912K to $2.1M
Franchise fee
$45,000
Item 19 status
Full Disclosure
Units
325
Tuffy
Automotive
Investment
$222K to $724K
Franchise fee
$30,000
Item 19 status
Revenue Only
Units
100
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
MetricTake 5 Oil ChangeTuffy
Franchise Fee
$45,000$30,000
Min Investment
$912K$222K
Max Investment
$2.1M$724K
Royalty Rate
7.0%5.0%
Ad Fund Rate
5.0%5.0%
Total Ongoing Burden
Royalty plus ad fund when available.
12.0%10.0%
Median Revenue (Item 19)
$1.3M$1.3M
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
2.7%14.2%
Payback Period
37.2 yrs7.0 yrs
Revenue per Dollar Invested
0.90x2.84x
Franchised Units
325100
1-Year Net Unit Change
1071
Net Unit Growth Rate
47.1%1.0%
Net Closure Rate
Net closure proxy based on disclosed unit change.
N/AN/A
SBA Default Rate
0.0%N/A
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
19N/A
Average SBA Loan Size
$1.2MN/A
Item 19 Status
Full DisclosureRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • Take 5 Oil Change opens at $912K to $2.1M, while Tuffy ranges from $222K to $724K.
  • Take 5 Oil Change shows an Item 19 disclosure; Tuffy shows an Item 19 disclosure.
  • Take 5 Oil Change has 325 franchised units versus 100 for Tuffy.

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Last updated: April 2026