ScorecardWorth It?HistoryDatabaseDistress Signals
AutomotiveRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

Tuffy Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Tuffy.

Based on 2025 FDD · 7 filings in corpus

FranchiseIQ Score
71
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C+
66/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Tuffy franchise cost and make?

Based on FDDIQ's FDD corpus, a Tuffy franchise shows an estimated initial investment of $222K – $724K. Reported owner economics show $67K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$222K – $724K
Total initial investment
Profit / Revenue
$67K
FDD Item 19 signal
Payback Signal
7.0 years
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Automotive franchises →Compare similar franchises →

Quick fee read: $30K franchise fee · 10% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Tuffy Franchise Analysis

Tuffy requires a total initial investment of $222K to $724K (midpoint approximately $473K), with an initial franchise fee of $30K. The ongoing fee burden is 10% (5% royalty plus 5% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for Tuffy locations is $1.3M. The implied franchisee EBITDA is approximately $67K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 14.2% with a payback period of approximately 7.0 years.

Tuffy operates approximately 100 franchised units. Unit count is relatively stable with a 1.0% year-over-year change.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$222K – $724K
MinMid: $473KMax

Key Metrics

Franchise Fee
$30K
Royalty Rate
5%
Ad Fund Rate
5%
Total Burden
10.0%
Royalty + ad fund
Units (2023)
100
+1 vs prior yr
Net Unit Growth
→ 1.0%
Year over year
Cash-on-Cash Return
14.2%
Annual estimated return
Payback Period
7.0 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
$1.3M
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Tuffy vs. Automotive Average

MetricTuffyAutomotive Avg
SBA Default Rate - 7.2%
Cash-on-Cash Return14.2%▼15.5%
Total Investment$473K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Tuffy Franchise FAQs

Common questions buyers ask about Tuffy, answered from FDD and SBA data.

How much does a Tuffy franchise cost?

The total initial investment for a Tuffy franchise ranges from $222K to $724K, according to their Franchise Disclosure Document.

What are Tuffy franchise royalty fees?

Tuffy charges a 5% royalty fee on gross sales.

What is the Tuffy franchise fee?

The initial franchise fee for Tuffy is $30,000.

How many Tuffy franchise locations are there?

There are approximately 100 Tuffy franchise locations as of 2023.

How much profit does a Tuffy franchise make?

The median revenue for a Tuffy franchise is $1.3M, with a cash-on-cash return of 14.2%, according to FDD Item 19 data.

What is the SBA loan default rate for Tuffy?

SBA loan default rate data for Tuffy is not currently available in the SBA database.

Is a Tuffy franchise worth it?

Whether a Tuffy franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

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Questions to Ask Before You Sign

5 data-driven questions every Tuffy franchise buyer should ask.

  1. 1.What is Tuffy's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Tuffy disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Tuffy →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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