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AutomotiveRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100

Tuffy Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Tuffy.

Based on 2025 FDD · 4 filings in corpus

FranchiseIQ Score
71
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C+
66/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Tuffy franchise cost and make?

Based on FDDIQ's FDD corpus, a Tuffy franchise shows an estimated initial investment of $222K – $724K. Reported owner economics show $67K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$222K – $724K
Total initial investment
Profit / Revenue
$67K
FDD Item 19 signal
Payback Signal
7.0 years
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Automotive franchises →Compare similar franchises →

Quick fee read: $30K franchise fee · 10% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Tuffy, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$222K – $724K
MinMid: $473KMax

Key Metrics

Franchise Fee
$30K
Royalty Rate
5%
Ad Fund Rate
5%
Total Burden
10.0%
Royalty + ad fund
Units (2023)
100
+1 vs prior yr
Net Unit Growth
→ 1.0%
Year over year
Cash-on-Cash Return
14.2%
Annual estimated return
Payback Period
7.0 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
$1.3M
Item 19 disclosed
Premium Data

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Get cash-on-cash return, payback period, SBA default rate, and red flag details for Tuffy.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Tuffy vs. Automotive Average

MetricTuffyAutomotive Avg
SBA Default Rate - 7.2%
Cash-on-Cash Return14.2%▼15.5%
Total Investment$473K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

Tuffy vs NovusTuffy vs Tommy's ExpressTuffy vs American Tire Depot

Similar Franchises · Automotive

Novus
Revenue Only
$70K–$285K
Tommy's Express
Revenue Only
$5.0M–$8.5M
American Tire Depot
Limited Data
$335K–$549K
Novus
$70K – $285K
Tommy's Express
$5.0M – $8.5M
American Tire Depot
$335K – $549K
U-Save Car and Truck Rental
$66K – $679K

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Questions to Ask Before You Sign

5 data-driven questions every Tuffy franchise buyer should ask.

  1. 1.What is Tuffy's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Tuffy disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Tuffy →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

All Automotive FranchisesLow-Cost FranchisesTuffy vs NovusFranchises With Item 19Industry Benchmarks