THE EXERCISE COACH vs The Growth Coach

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

Share this page
https://fddiq.com/compare/the-exercise-coach-vs-the-growth-coach
THE EXERCISE COACH
Financial Services
Investment
$260K to $390K
Franchise fee
$49,500
Item 19 status
Revenue Only
Units
25
The Growth Coach
Financial Services
Investment
$54K to $76K
Franchise fee
$39,900
Item 19 status
Revenue Only
Units
36
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans right
Treat low-loan brands carefully, sample size matters.
MetricTHE EXERCISE COACHThe Growth Coach
Franchise Fee
$49,500$39,900
Min Investment
$260K$54K
Max Investment
$390K$76K
Royalty Rate
6.0%10.0%
Ad Fund Rate
1.0%0.0%
Total Ongoing Burden
Royalty plus ad fund when available.
7.0%10.0%
Median Revenue (Item 19)
$279K$53K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
15.5%12.1%
Payback Period
6.5 yrs8.2 yrs
Revenue per Dollar Invested
0.86x0.81x
Franchised Units
2536
1-Year Net Unit Change
-5-8
Net Unit Growth Rate
-13.2%-17.4%
Net Closure Rate
Net closure proxy based on disclosed unit change.
16.7%18.2%
SBA Default Rate
12.1%0.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
983
Average SBA Loan Size
$181K$89K
Item 19 Status
Revenue OnlyRevenue Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • THE EXERCISE COACH opens at $260K to $390K, while The Growth Coach ranges from $54K to $76K.
  • THE EXERCISE COACH shows an Item 19 disclosure; The Growth Coach shows an Item 19 disclosure.
  • THE EXERCISE COACH has 25 franchised units versus 36 for The Growth Coach.

Turn this into a buy-side memo

Unlock full compare access, then order a deeper FDD report with litigation review, red flags, and an investment thesis you can share with partners or lenders.

Last updated: April 2026