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AutomotiveRevenue OnlyItem 19: ✓ DisclosedQuality: 95/100

CAR-X

Based on 2025 FDD · 1 filing in corpus

FranchiseIQ Score
48
D
High Risk
Composite score based on SBA default rate, unit growth, disclosure quality & investment efficiency.
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Total Investment Range$330K – $527K
MinMid: $429KMax

Key Metrics

Franchise Fee
$35K
Royalty Rate
5%
Ad Fund Rate
10%
Total Burden
15.0%
Royalty + ad fund
Units (2023)
50
-6 vs prior yr
Net Unit Growth
↓ -7.9%
Year over year
Cash-on-Cash Return
0.0%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
$703K
Item 19 disclosed
Red Flags Assessment
MEDIUM: Royalty burden above 10% · MEDIUM: Significant unit decline · LOW: Single-year corpus
MED ×2LOW ×1
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SBA default rate, Risk Score, CoC%, investment benchmarks, and unit growth for CAR-X.

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

CAR-X vs. Automotive Average

MetricCAR-XAutomotive Avg
SBA Default Rate—7.2%
Cash-on-Cash Return0.0%▼15.5%
Total Investment$429K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

CAR-X vs NovusCAR-X vs Tommy's ExpressCAR-X vs American Tire Depot

Similar Franchises · Automotive

Novus
Revenue Only
$70K–$285K
Tommy's Express
Revenue Only
$5.0M–$8.5M
American Tire Depot
Limited Data
$335K–$549K
Novus
$70K – $285K
Tommy's Express
$5.0M – $8.5M
American Tire Depot
$335K – $549K
U-Save Car and Truck Rental
$66K – $679K

Questions to Ask Before You Sign

5 data-driven questions every CAR-X franchise buyer should ask.

  1. 1.What is CAR-X's SBA default rate compared to its competitors?Learn more →
  2. 2.Does CAR-X disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for CAR-X →Validation call guide →

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Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.