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Education/TutoringLimited DataItem 19: ✓ DisclosedQuality: 60/100

Kumon

Based on 2025 FDD · 3 filings in corpus

FranchiseIQ Score
52
C
Moderate Risk
Composite score based on SBA default rate, unit growth, disclosure quality & investment efficiency.
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Total Investment Range$73K – $165K
MinMid: $119KMax

Key Metrics

Franchise Fee
$2K
Royalty Rate
—
Ad Fund Rate
—
Total Burden
—
Royalty + ad fund
Units (2023)
1,637
+34 vs prior yr
Net Unit Growth
→ 2.1%
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
12.9%
vs ~7.2% industry avg
Median Revenue
~$800K–$2M
Item 19 disclosed
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SBA default rate, Risk Score, CoC%, investment benchmarks, and unit growth for Kumon.

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Kumon vs. Education/Tutoring Average

MetricKumonEducation/Tutoring Avg
SBA Default Rate12.9%▼7.2%
Cash-on-Cash Return—15.5%
Total Investment$119K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

Kumon vs Jardin Spanish Immersion AcademyKumon vs Code FuKumon vs MY MUSIC WORKSHOP

Similar Franchises · Education/Tutoring

Jardin Spanish Immersion Academy
Limited Data
$495K–$998K
Code Fu
Limited Data
$40K–$64K
MY MUSIC WORKSHOP
Limited Data
$31K–$49K
Jardin Spanish Immersion Academy
$495K – $998K
Code Fu
$40K – $64K
MY MUSIC WORKSHOP
$31K – $49K
Cune Learning
$67K – $98K

Questions to Ask Before You Sign

5 data-driven questions every Kumon franchise buyer should ask.

  1. 1.What is Kumon's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Kumon disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Kumon →Validation call guide →

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Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.