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RetailLimited DataItem 19: ✓ DisclosedQuality: 75/100

Matco Tools Corporation

Based on 2025 FDD · 4 filings in corpus

FranchiseIQ Score
47
D
High Risk
Composite score based on SBA default rate, unit growth, disclosure quality & investment efficiency.
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Total Investment Range$108K – $383K
MinMid: $245KMax

Key Metrics

Franchise Fee
$10K
Royalty Rate
—
Ad Fund Rate
—
Total Burden
—
Royalty + ad fund
Units (2023)
1,841
-30 vs prior yr
Net Unit Growth
→ -1.7%
Year over year
Cash-on-Cash Return
35.1%
Annual estimated return
Payback Period
2.9 yrs
Break-even timeline
SBA Default Rate
25.0%
vs ~7.2% industry avg
Median Revenue
$718K
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 25%
HIGH ×1
Premium Data

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SBA default rate, Risk Score, CoC%, investment benchmarks, and unit growth for Matco Tools Corporation.

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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Matco Tools Corporation vs. Retail Average

MetricMatco Tools CorporationRetail Avg
SBA Default Rate25.0%▼8.1%
Cash-on-Cash Return35.1%▲11.2%
Total Investment$245K$290K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

Matco Tools Corporation vs Winnie CoutureMatco Tools Corporation vs Paniq RoomMatco Tools Corporation vs DYSTOPIA RISING

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Questions to Ask Before You Sign

5 data-driven questions every Matco Tools Corporation franchise buyer should ask.

  1. 1.What is Matco Tools Corporation's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Matco Tools Corporation disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Matco Tools Corporation →Validation call guide →

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Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.