ActionCOACH vs Liberty Tax Service

Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.

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ActionCOACH
Financial Services
Investment
$64K to $139K
Franchise fee
$45,000
Item 19 status
Revenue Only
Units
3
Liberty Tax Service
Financial Services
Investment
$50K to $71K
Franchise fee
$25,000
Item 19 status
Cost Data Only
Units
1,813
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans right
Treat low-loan brands carefully, sample size matters.
MetricActionCOACHLiberty Tax Service
Franchise Fee
$45,000$25,000
Min Investment
$64K$50K
Max Investment
$139K$71K
Royalty Rate
10.0%14.0%
Ad Fund Rate
5.0%5.0%
Total Ongoing Burden
Royalty plus ad fund when available.
15.0%19.0%
Median Revenue (Item 19)
$158K$132K
Cash-on-Cash Return
Estimated when revenue and margin assumptions are available.
15.6%13.1%
Payback Period
6.4 yrs7.6 yrs
Revenue per Dollar Invested
1.56x2.18x
Franchised Units
31,813
1-Year Net Unit Change
-3-121
Net Unit Growth Rate
-75.0%-6.1%
Net Closure Rate
Net closure proxy based on disclosed unit change.
50.0%6.3%
SBA Default Rate
30.0%10.0%
SBA Loan Count
Use this to judge whether SBA default data is statistically meaningful.
20174
Average SBA Loan Size
$154K$213K
Item 19 Status
Revenue OnlyCost Data Only
Has Item 19
✓ Yes✓ Yes
Data Quality Score
100100

What stands out

  • ActionCOACH opens at $64K to $139K, while Liberty Tax Service ranges from $50K to $71K.
  • ActionCOACH shows an Item 19 disclosure; Liberty Tax Service shows an Item 19 disclosure.
  • ActionCOACH has 3 franchised units versus 1,813 for Liberty Tax Service.

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Last updated: April 2026