Code Ninjas vs Kiddie Academy
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Code Ninjas
Education/Tutoring
Investment
$175K to $298K
Franchise fee
$40,000
Item 19 status
Revenue Only
Units
262
Kiddie Academy
Education/Tutoring
Investment
$405K to $915K
Franchise fee
$150,000
Item 19 status
Revenue Only
Units
21
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans right
Treat low-loan brands carefully, sample size matters.
| Metric | Code Ninjas | Kiddie Academy |
|---|---|---|
Franchise Fee | $40,000 | $150,000 |
Min Investment | $175K | $405K |
Max Investment | $298K | $915K |
Royalty Rate | 8.0% | 7.0% |
Ad Fund Rate | 2.3% | 2.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 10.3% | 9.0% |
Median Revenue (Item 19) | $221K | $2.1M |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 18.4% | 66.8% |
Payback Period | 5.4 yrs | 1.5 yrs |
Revenue per Dollar Invested | 0.93x | 3.18x |
Franchised Units | 262 | 21 |
1-Year Net Unit Change | -25 | -3 |
Net Unit Growth Rate | -8.8% | -15.8% |
Net Closure Rate Net closure proxy based on disclosed unit change. | 8.7% | 12.5% |
SBA Default Rate | 13.3% | 3.0% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 147 | 399 |
Average SBA Loan Size | $206K | $1.4M |
Item 19 Status | Revenue Only | Revenue Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • Code Ninjas opens at $175K to $298K, while Kiddie Academy ranges from $405K to $915K.
- • Code Ninjas shows an Item 19 disclosure; Kiddie Academy shows an Item 19 disclosure.
- • Code Ninjas has 262 franchised units versus 21 for Kiddie Academy.
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Last updated: April 2026