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Education/TutoringRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

Code Ninjas Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Code Ninjas.

Based on 2025 FDD · 11 filings in corpus

FranchiseIQ Score
56
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
F
39/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Code Ninjas franchise cost and make?

Based on FDDIQ's FDD corpus, a Code Ninjas franchise shows an estimated initial investment of $175K – $298K. Reported owner economics show $44K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$175K – $298K
Total initial investment
Profit / Revenue
$44K
FDD Item 19 signal
Payback Signal
5.4 years
Modeled return metric
SBA Default Rate
13.3%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Education/Tutoring franchises →Compare similar franchises →

Quick fee read: $40K franchise fee · 10.3% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Code Ninjas, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$175K – $298K
MinMid: $237KMax

Key Metrics

Franchise Fee
$40K
Royalty Rate
8%
Ad Fund Rate
2.3%
Total Burden
10.3%
Royalty + ad fund
Units (2023)
262
-25 vs prior yr
Net Unit Growth
↓ -8.8%
Year over year
Net Closure Rate
8.7%
From FDD Item 20
Cash-on-Cash Return
18.4%
Annual estimated return
Payback Period
5.4 yrs
Break-even timeline
SBA Default Rate
13.3%
vs ~7.2% industry avg
Median Revenue
$221K
Item 19 disclosed
Red Flags Assessment
MEDIUM: Royalty burden above 10% · MEDIUM: Significant unit decline
MED ×2
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Code Ninjas vs. Education/Tutoring Average

MetricCode NinjasEducation/Tutoring Avg
SBA Default Rate13.3%▼7.2%
Cash-on-Cash Return18.4%▲15.5%
Total Investment$237K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2018-2025). 147 loans across 32 states.

Default Rate
13.3%
High Risk
Total SBA Loans
147
32 states
Total Loan Volume
$30.3M
SBA 7(a) approved
Avg Loan Size
$206K
Per franchisee
Loan Status Breakdown
65
Paid in Full (44%)
57
Currently Active
12
Charged Off (6.3% by $)
$1.9M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Code Ninjas vs Arthur MurrayCode Ninjas vs America’s Music School LLCCode Ninjas vs Mad Science

Similar Franchises · Education/Tutoring

Arthur Murray
Limited Data
$71K–$253K
America’s Music School LLC
$255K–$545K
Mad Science
Revenue Only
$132K–$192K
Arthur Murray
$71K – $253K
America’s Music School LLC
$255K – $545K
Mad Science
$132K – $192K
CodeFu
$22K – $25K

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Questions to Ask Before You Sign

5 data-driven questions every Code Ninjas franchise buyer should ask.

  1. 1.What is Code Ninjas's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Code Ninjas disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Code Ninjas →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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