Goldfish Swim School vs Polestar Franchising, LLC
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Goldfish Swim School
Fitness
Investment
$2.6M to $6.0M
Franchise fee
$50,000
Item 19 status
Full Disclosure
Units
18
Polestar Franchising, LLC
Fitness
Investment
$122K to $197K
Franchise fee
$24,900
Item 19 status
N/A
Units
N/A
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Even
Treat low-loan brands carefully, sample size matters.
| Metric | Goldfish Swim School | Polestar Franchising, LLC |
|---|---|---|
Franchise Fee | $50,000 | $24,900 |
Min Investment | $2.6M | $122K |
Max Investment | $6.0M | $197K |
Royalty Rate | 6.0% | 6.0% |
Ad Fund Rate | 3.0% | 0.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 9.0% | 6.0% |
Median Revenue (Item 19) | $1.4M | N/A |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 4.2% | N/A |
Payback Period | 23.7 yrs | N/A |
Revenue per Dollar Invested | 0.33x | N/A |
Franchised Units | 18 | N/A |
1-Year Net Unit Change | -1 | N/A |
Net Unit Growth Rate | -6.2% | N/A |
Net Closure Rate Net closure proxy based on disclosed unit change. | 5.3% | N/A |
SBA Default Rate | 0.0% | N/A |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 120 | N/A |
Average SBA Loan Size | $1.5M | N/A |
Item 19 Status | Full Disclosure | N/A |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 60 |
What stands out
- • Goldfish Swim School opens at $2.6M to $6.0M, while Polestar Franchising, LLC ranges from $122K to $197K.
- • Goldfish Swim School shows an Item 19 disclosure; Polestar Franchising, LLC shows an Item 19 disclosure.
- • Goldfish Swim School has 18 franchised units versus N/A for Polestar Franchising, LLC.
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Last updated: April 2026