HUNTINGTON LEARNING CENTERS, INC. vs Learning Express
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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HUNTINGTON LEARNING CENTERS, INC.
Education/Tutoring
Investment
$159K to $298K
Franchise fee
$36,000
Item 19 status
N/A
Units
269
Learning Express
Education/Tutoring
Investment
$201K to $388K
Franchise fee
$40,000
Item 19 status
Revenue Only
Units
88
Lower entry cost
Leans left
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans right
Treat low-loan brands carefully, sample size matters.
| Metric | HUNTINGTON LEARNING CENTERS, INC. | Learning Express |
|---|---|---|
Franchise Fee | $36,000 | $40,000 |
Min Investment | $159K | $201K |
Max Investment | $298K | $388K |
Royalty Rate | 9.5% | 5.0% |
Ad Fund Rate | 2.0% | 1.0% |
Total Ongoing Burden Royalty plus ad fund when available. | 11.5% | 6.0% |
Median Revenue (Item 19) | $517K | $820K |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 41.8% | 66.8% |
Payback Period | 2.4 yrs | 1.5 yrs |
Revenue per Dollar Invested | 2.26x | 2.79x |
Franchised Units | 269 | 88 |
1-Year Net Unit Change | -14 | -2 |
Net Unit Growth Rate | -5.1% | -2.2% |
Net Closure Rate Net closure proxy based on disclosed unit change. | 4.9% | 2.2% |
SBA Default Rate | 16.7% | 0.0% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 71 | 15 |
Average SBA Loan Size | $286K | $296K |
Item 19 Status | N/A | Revenue Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 100 |
What stands out
- • HUNTINGTON LEARNING CENTERS, INC. opens at $159K to $298K, while Learning Express ranges from $201K to $388K.
- • HUNTINGTON LEARNING CENTERS, INC. shows an Item 19 disclosure; Learning Express shows an Item 19 disclosure.
- • HUNTINGTON LEARNING CENTERS, INC. has 269 franchised units versus 88 for Learning Express.
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Last updated: April 2026