ScorecardWorth It?HistoryDatabaseCompareDistress Signals
Education/TutoringItem 19: ✓ DisclosedHigh Confidence · 100/100

HUNTINGTON LEARNING CENTERS, INC. Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for HUNTINGTON LEARNING CENTERS, INC..

Based on 2025 FDD · 5 filings in corpus

FranchiseIQ Score
58
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
47/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a HUNTINGTON LEARNING CENTERS, INC. franchise cost and make?

Based on FDDIQ's FDD corpus, a HUNTINGTON LEARNING CENTERS, INC. franchise shows an estimated initial investment of $159K – $298K. Reported owner economics show $96K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$159K – $298K
Total initial investment
Profit / Revenue
$96K
FDD Item 19 signal
Payback Signal
2.4 years
Modeled return metric
SBA Default Rate
16.7%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Education/Tutoring franchises →Compare similar franchises →

Quick fee read: $36K franchise fee · 11.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to HUNTINGTON LEARNING CENTERS, INC., check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$159K – $298K
MinMid: $229KMax

Key Metrics

Franchise Fee
$36K
Royalty Rate
9.5%
Ad Fund Rate
2%
Total Burden
11.5%
Royalty + ad fund
Units (2023)
269
-14 vs prior yr
Net Unit Growth
↓ -5.1%
Year over year
Net Closure Rate
4.9%
From FDD Item 20
Cash-on-Cash Return
41.8%
Annual estimated return
Payback Period
2.4 yrs
Break-even timeline
SBA Default Rate
16.7%
vs ~7.2% industry avg
Median Revenue
$517K
Item 19 disclosed
Red Flags Assessment
MEDIUM: Royalty burden above 10% · HIGH: SBA default rate 16.67% · MEDIUM: Significant unit decline
HIGH ×1MED ×2
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

HUNTINGTON LEARNING CENTERS, INC. vs. Education/Tutoring Average

MetricHUNTINGTON LEARNING CENTERS, INC.Education/Tutoring Avg
SBA Default Rate16.7%▼7.2%
Cash-on-Cash Return41.8%▲15.5%
Total Investment$229K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2025). 71 loans across 24 states.

Default Rate
16.7%
High Risk
Total SBA Loans
71
24 states
Total Loan Volume
$20.3M
SBA 7(a) approved
Avg Loan Size
$286K
Per franchisee
Loan Status Breakdown
28
Paid in Full (39%)
35
Currently Active
6
Charged Off (2.1% by $)
$434K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

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Questions to Ask Before You Sign

5 data-driven questions every HUNTINGTON LEARNING CENTERS, INC. franchise buyer should ask.

  1. 1.What is HUNTINGTON LEARNING CENTERS, INC.'s SBA default rate compared to its competitors?Learn more →
  2. 2.Does HUNTINGTON LEARNING CENTERS, INC. disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for HUNTINGTON LEARNING CENTERS, INC. →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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