Jiffy Lube vs Maaco
Compare franchise fees, investment range, royalties, SBA lending performance, unit growth, and Item 19 transparency with a permanent shareable URL.
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Jiffy Lube
Automotive
Investment
$236K to $453K
Franchise fee
$35,000
Item 19 status
Revenue Only
Units
1,710
Maaco
Automotive
Investment
$196K to $4.0M
Franchise fee
$45,000
Item 19 status
Revenue Only
Units
376
Lower entry cost
Leans right
Based on minimum initial investment.
Better disclosed economics
Even
Uses Item 19 availability and transparency status.
Lower SBA default risk
Leans left
Treat low-loan brands carefully, sample size matters.
| Metric | Jiffy Lube | Maaco |
|---|---|---|
Franchise Fee | $35,000 | $45,000 |
Min Investment | $236K | $196K |
Max Investment | $453K | $4.0M |
Royalty Rate | 4.0% | 8.0% |
Ad Fund Rate | 0.0% | N/A |
Total Ongoing Burden Royalty plus ad fund when available. | 4.0% | 8.0% |
Median Revenue (Item 19) | $940K | $1.3M |
Cash-on-Cash Return Estimated when revenue and margin assumptions are available. | 30.0% | 4.5% |
Payback Period | 3.3 yrs | 22.2 yrs |
Revenue per Dollar Invested | 2.73x | 0.64x |
Franchised Units | 1,710 | 376 |
1-Year Net Unit Change | 11 | -13 |
Net Unit Growth Rate | 0.7% | -3.3% |
Net Closure Rate Net closure proxy based on disclosed unit change. | N/A | 3.3% |
SBA Default Rate | 0.0% | 17.6% |
SBA Loan Count Use this to judge whether SBA default data is statistically meaningful. | 65 | 86 |
Average SBA Loan Size | $1.2M | $669K |
Item 19 Status | Revenue Only | Revenue Only |
Has Item 19 | ✓ Yes | ✓ Yes |
Data Quality Score | 100 | 90 |
What stands out
- • Jiffy Lube opens at $236K to $453K, while Maaco ranges from $196K to $4.0M.
- • Jiffy Lube shows an Item 19 disclosure; Maaco shows an Item 19 disclosure.
- • Jiffy Lube has 1,710 franchised units versus 376 for Maaco.
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Last updated: April 2026