FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Maaco.
Based on 2015 FDD · 1 filing in corpus
This page is using 2015 FDD source data. Verify the franchisor's current FDD before relying on costs, fees, or Item 19. It is excluded from search indexing until refreshed.
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a Maaco franchise shows an estimated initial investment of $55K – $84K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $39K franchise fee. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
Maaco requires a total initial investment of $55K to $84K (midpoint approximately $70K), with an initial franchise fee of $39K.
Maaco does not publicly disclose Item 19 financial performance data in their FDD. This is a significant transparency gap — franchisees must rely on validation calls and personal research rather than audited financial representations. Prospective buyers should demand current unit-level financials from existing operators during due diligence.
Maaco operates approximately 1,245 franchised units. Unit count is relatively stable with a -1.0% year-over-year change. The SBA 7(a) loan default rate of 17.6% is above the franchise industry average of approximately 7.2%, suggesting elevated financial risk for franchisees relying on debt financing.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2015 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2014-2026). 86 loans across 29 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
Common questions buyers ask about Maaco, answered from FDD and SBA data.
The total initial investment for a Maaco franchise ranges from $55K to $84K, according to their Franchise Disclosure Document.
Royalty fee details for Maaco are available in their FDD. Contact the franchisor for current terms.
The initial franchise fee for Maaco is $39,000.
There are approximately 1,245 Maaco franchise locations as of 2023.
Profit data for Maaco is disclosed in FDD Item 19 (Financial Performance Representation). Check their most recent Franchise Disclosure Document for current figures.
Maaco has an SBA loan default rate of 17.6% based on SBA 7(a) loan data.
Whether a Maaco franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.
SBA 7(a) franchise loan approval rates by brand, default rates by sector, and what lenders want i...
Compare franchise financing options: SBA 7(a), SBA 504, ROBS 401(k) rollovers, bank loans, franch...
SBA 7(a) franchise loans explained, including the October 2026 SOP 50 10 8.1 update, eligibility,...
FDD Item 7 breaks down every cost to open a franchise. Read all 23 line items, stress-test the ra...
SBA 7(a) and 504 loans for franchise buyers: rates, down payments, timelines, approval requiremen...
5 data-driven questions every Maaco franchise buyer should ask.