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AutomotiveRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100

Jiffy Lube Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Jiffy Lube.

Based on 2025 FDD · 4 filings in corpus

FranchiseIQ Score
93
A
Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
A
88/100
7/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Jiffy Lube franchise cost and make?

Based on FDDIQ's FDD corpus, a Jiffy Lube franchise shows an estimated initial investment of $236K – $453K. Reported owner economics show $103K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$236K – $453K
Total initial investment
Profit / Revenue
$103K
FDD Item 19 signal
Payback Signal
3.3 years
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Automotive franchises →Compare similar franchises →

Quick fee read: $35K franchise fee · 4.0% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Jiffy Lube, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$236K – $453K
MinMid: $344KMax

Key Metrics

Franchise Fee
$35K
Royalty Rate
4%
Ad Fund Rate
1.5%
Total Burden
4.0%
Royalty + ad fund
Units (2023)
1,710
+11 vs prior yr
Net Unit Growth
→ 0.7%
Year over year
Cash-on-Cash Return
30.0%
Annual estimated return
Payback Period
3.3 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
$940K
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Jiffy Lube vs. Automotive Average

MetricJiffy LubeAutomotive Avg
SBA Default Rate0.0%▲7.2%
Cash-on-Cash Return30.0%▲15.5%
Total Investment$344K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2026). 65 loans across 16 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
65
16 states
Total Loan Volume
$75.1M
SBA 7(a) approved
Avg Loan Size
$1.2M
Per franchisee
Loan Status Breakdown
37
Paid in Full (57%)
19
Currently Active
0
Charged Off
$0
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Jiffy Lube vs NovusJiffy Lube vs Tommy's ExpressJiffy Lube vs American Tire Depot

Multi-Brand Operators · Who Runs This Brand

Harman Family of Companies
View Hub
Detroit, MI· 200+ locations
20 locations of this brand
Part of a multi-brand portfolio. See how operators structure holdings, financing, and growth →
Explore all multi-brand franchise operators →

Similar Franchises · Automotive

Novus
Revenue Only
$70K–$285K
Tommy's Express
Revenue Only
$5.0M–$8.5M
American Tire Depot
Limited Data
$335K–$549K
Novus
$70K – $285K
Tommy's Express
$5.0M – $8.5M
American Tire Depot
$335K – $549K
U-Save Car and Truck Rental
$66K – $679K

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Questions to Ask Before You Sign

5 data-driven questions every Jiffy Lube franchise buyer should ask.

  1. 1.What is Jiffy Lube's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Jiffy Lube disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Jiffy Lube →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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