FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Jiffy Lube.
Based on 2025 FDD · 5 filings in corpus
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a Jiffy Lube franchise shows an estimated initial investment of $236K – $453K. Reported owner economics show $103K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $35K franchise fee · 4.0% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
Jiffy Lube requires a total initial investment of $236K to $453K (midpoint approximately $344K), with an initial franchise fee of $35K. The ongoing fee burden is 4.0% (4% royalty plus 1.5% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.
According to Item 19 of the 2025 FDD, the median revenue for Jiffy Lube locations is $940K. The implied franchisee EBITDA is approximately $103K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 30.0% with a payback period of approximately 3.3 years.
Jiffy Lube operates approximately 1,710 franchised units. Unit count is relatively stable with a 0.7% year-over-year change. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 7.2%, indicating strong franchisee financial outcomes.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2010-2026). 65 loans across 16 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
Common questions buyers ask about Jiffy Lube, answered from FDD and SBA data.
The total initial investment for a Jiffy Lube franchise ranges from $236K to $453K, according to their Franchise Disclosure Document.
Jiffy Lube charges a 4% royalty fee on gross sales.
The initial franchise fee for Jiffy Lube is $35,000.
There are approximately 1,710 Jiffy Lube franchise locations as of 2023.
The median revenue for a Jiffy Lube franchise is $940K, with a cash-on-cash return of 30.0%, according to FDD Item 19 data.
Jiffy Lube has an SBA loan default rate of 0.0% based on SBA 7(a) loan data.
Whether a Jiffy Lube franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.
FDD Item 7 breaks down every cost to open a franchise. Read all 23 line items, stress-test the ra...
SBA 7(a) franchise loan approval rates by brand, default rates by sector, and what lenders want i...
Compare franchise financing options: SBA 7(a), SBA 504, ROBS 401(k) rollovers, bank loans, franch...
SBA 7(a) franchise loans explained, including the October 2026 SOP 50 10 8.1 update, eligibility,...
SBA 7(a) and 504 loans for franchise buyers: rates, down payments, timelines, approval requiremen...
5 data-driven questions every Jiffy Lube franchise buyer should ask.